Overview
Finstrument is an e-payment platform that centralizes payment and financial activities for individuals, small and medium-sized enterprises, freelancers, and e-commerce entities. Established in 2020, it offers services regulated by the Polish Financial Supervision Authority (KNF) and plans to provide additional services such as insurance, leasing, real estate, legal, and educational services through partnerships.
Financials
Revenue history (in k)
Financial insight
- Possible Estonian CIT: Equity includes Art. 28d line items, but all amounts are 0 — this may be an accounting template or the first year of the regime.
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2020-09-16. Active
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
No public aid cases recorded in the last 10 years.
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Small payment institution | Inactive |
Authorized Representatives
Manner of representation
The President of the Management Board is entitled to represent the company independently. A member of the management board other than the President of the Management Board may represent the company only jointly with the President of the Management Board.
Ownership
| Owner |
|---|
Szymon Gońda (30) |
Oleksij Zalizetski (47) |
Beneficial owners
| Person | Rights | |
|---|---|---|
Szymon Gońda (30)  | Shareholder of a limited liability company, 342000.0 PLN | |
Oleksij Zalizetski (47)  | Shareholder of a limited liability company, 228000.0 PLN |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Business Fundssp. z o.o. | $994,949.27 | businessfunds.pl | ||
| Trust Financesp. z o.o. | $949,177.03 | trustfinance.pl | ||
| Polsko-Amerykański Fundusz Pożyczkowy Inicjatyw Obywatelskichsp. z o.o. | $810,147.66 | pafpio.pl | ||
| Polska Platforma Kredytowasp. z o.o. | $772,475.67 | kredytmarket.com | ||
| Fair Finance24sp. z o.o. | $757,117.30 | fairfinance24.pl | ||
| Prosp. z o.o. | $622,233.12 | prodoradcy.pl | ||
| Social BankingS.A. | $608,929.07 | socialbanking.pl | ||
| Certum Centrum Finansów Osobistychsp. z o.o. | $556,629.43 | certumcfo.pl | ||
| KupfunduszS.A. | $420,734.23 | kupfundusz.pl | ||
| Banking Retail System Leasingsp. z o.o. | $417,106.64 | brsonline.pl |
Change history
| Date | Event | |
|---|---|---|
| 2026-08-31 | Address change (Ul. Józefa I Jana Rostafińskich 4/2-5 (b), 02-593, Warszawa → Ul. Grójecka 43/1a, 02-031, Warszawa) | |
| 2025-07-31 | Address change (Ul. Młyńska 16/Piętro 8, 61-730, Poznań → Ul. Józefa I Jana Rostafińskich 4/2-5 (b), 02-593, Warszawa) | |
| 2025-07-31 | PKD change (Removed: 62.01.Z, 62.03.Z, 63.11.Z; Added: 62.10.B, 62.20, 63) | |
| 2022-12-07 | Address change (Ul. Tulipanów 7, 05-520, Konstancin-Jeziorna → Ul. Młyńska 16/Piętro 8, 61-730, Poznań) | |
| 2022-04-21 | Name change (Sbc Technologies Eu → Finstrument) |
FAQ
Last updated: 2026-08-31