Finanse po Ludzkusp. z o.o.
Other activities auxiliary to financial services, except insurance and pension funding
Overview
Finanse po Ludzku is a financial blog by a credit advisor, covering personal finance, loans, credit and business financing. It offers guidance on paying off debt and payday-loan cycles, consolidating liabilities, creditworthiness and credit history with BIK.
Financials
Revenue history (in k)
Filing timeliness
No financial statement for 2023 – the filing deadline has passed. 2 of 2 financial statements were filed late (the longest delay 154 days for 2022).
- 2023not filed
- 202216/12/2023
- 202101/10/2022
Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.
Industry
Authorized Representatives
Manner of representation
Each member of the management board is authorized to make declarations on behalf of the company independently.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Katarzyna Sarneckaage 39 | 25 | $337.66 | 25% |
Artur Sarneckiage 40 | 75 | $1,012.97 | 75% |
Artur Sarnecki and Katarzyna Sarnecka hold a combined 100% – the ownership structure indicates family control.
Beneficial owners
| Person | Rights |
|---|---|
Bank accounts
Was a VAT taxpayer from 2021-03-18 to 2025-07-08.
Reason for removal: Art. 96 ust. 9a pkt 1 (business activity suspended for at least 6 consecutive months)
Debt
No entries in the National Debtors Register (KRZ).
Public aid
No public aid cases recorded in the last 10 years.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Consumer credit intermediary | Active |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Bookfinansesp. z o.o. | $953,825.27 | bookfinanse.pl | ||
| Furtak Finansesp. z o.o. | $274,153.31 | robertfurtak.com | ||
| Conectum Finansesp. z o.o. | $155,783.10 | conectum.pl | ||
| Focus Finansesp. z o.o. | $134,972.80 | focusfinanse.pl | ||
| Pieńkos Finansesp. z o.o. | $124,420.50 | pienkosfinanse.pl | ||
| Budryk Finansesp. z o.o. | $92,205.66 | budrykfinanse.pl | ||
| Finansowy Nieporadniksp. z o.o. | $77,783.03 | finansowynieporadnik.pl | ||
| Money4yousp. z o.o. | $65,493.93 | money4you.com.pl | ||
| Polskie Długisp. z o.o. | $44,662.99 | polskiedlugi.com | ||
| Osobiste Finansesp. z o.o. | $1,883.63 | osobistefinanse.com.pl |
Change history
| Date | Event | |
|---|---|---|
| 2025-01-01 | Business suspended | |
| 2024-12-31 | Business resumed | |
| 2022-01-01 | Business suspended | |
| 2021-01-11 | Entered in the register |
FAQ
Last updated: 2026-04-23