What is the main business of Crystal Finance?

The main business activity of Crystal Finance focuses on other activities auxiliary to financial services.

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on November 22, 2021.

Where is the headquarters located?

The headquarters is located at: ul. Jana Freislera 2, 33-300 Nowy Sącz.

What is the share capital?

The share capital of the company is PLN 5,000 (approx. $1,351).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2025 to December 31, 2025.

How much revenue was generated?

The company reported a revenue of $214,993 in 2025, which is an increase of 9.9% compared to 2024.

Yes, the company recorded a net profit of $6,459 in 2025, meaning the company increased its profit by 9.1%.

Which cost dominates operating expenses?

The largest operating cost category falls under external services. This category amounted to $149,413 in 2025, representing 72% of all operating expenses.

Crystal Financesp. z o.o.

Other activities auxiliary to financial services, except insurance and pension funding

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2021-11-22

Share capital

5,000.00 PLN

Registered address

ul. Jana Freislera 2, 33-300 Nowy Sącz, Poland

Electronic delivery address

AE:PL-74303-40203-FAFIV-13

Financials

Revenue history (in k)

Filing timeliness

3 of 5 financial statements were filed late (the longest delay 344 days for 2023).

202509/05/2026
202404/06/2025
202324/06/2025
202205/09/2023
202118/07/2022

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, city, voivodeship and across Poland in 2025.

Industry · Other activities auxiliary to financial services343 / 939

Top 37%

Division · Activities auxiliary to financial services and insurance1,442 / 3,558

Top 41%

Sector · Real estate activities2,780 / 6,231

Top 45%

City · Nowy Sącz428 / 725

Top 59%

Voivodeship · Małopolskie14,981 / 27,830

Top 54%

Country · Poland162,271 / 297,932

Top 54%

Results vs industry

Revenue

This companyUSD 214.99kMedianUSD 74.86kAverageUSD 3.17m

Net profit

This companyUSD 6.46kMedianUSD 3.49kAverageUSD 264.46k

Operating costs

This companyUSD 207.89kMedianUSD 60.58kAverageUSD 2.40m

Assets

This companyUSD 20.83kMedianUSD 65.79kAverageUSD 5.84m

Industry

Authorized Representatives

Karolina Natalia Borzęckaage 28 – Management Board Member

Patryk Jakub Borzęckiage 32 – President of the Management Board

Manner of representation

Each member of the management board is authorized to make declarations on behalf of the company independently.

Ownership

Owner	Shares	Share value	Stake
Patryk Jakub Borzęckiage 32	95	$1,283.09	95%
Others	5	$67.53	5%

The articles of association require board approval for share transfers.

Beneficial owners

Person	Rights

Debt

No entries in the National Debtors Register (KRZ).

Public aid

No public aid cases recorded in the last 10 years.

Regulatory authorisations

Authority	Type	Status
KNF	Mortgage intermediary agent	Active
KNF	Consumer credit intermediary	Active

Competitors

Name	Revenue	Website
Puente Capitalsp. z o.o.	$327,040.30	puentecapital.pl
Harveosp. z o.o.	$296,913.04	harveo.pl
AVRSsp. z o.o.	$244,962.62	avrs.com.pl
QLS Systemssp. z o.o.	$167,573.89	qls.com.pl
Green Creditsp. z o.o.	$162,743.76	greencredit.pl
Allekredyt Groupsp. z o.o.	$145,477.11	allekredyt.com
Black Lionsp. z o.o.	$126,296.42	black-lion.co
F-Expertsp. z o.o.	$97,059.14	f-expert.pl
APL Servicesp. z o.o.	$76,395.80	aplservice.pl
Meviorsp. z o.o.	$48,124.11	mevior.pl