Cross FinanceS.A.
Other financial service activities, except insurance and pension funding not elsewhere
Overview
Cross Finance S.A., based in Gdańsk, manages securitized receivables and provides debt collection services for banks, loan companies, media operators, and telecom companies. It handles receivables monitoring and amicable, field, court, and enforcement collection. The company also trades receivables, including portfolios from financial, telecom, and consumer products.
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2003-12-01. Active
14 1600 1462 1083 1287 2000 0002
96 1050 1764 1000 0090 8629 0773- 15 1050 1764 1000 0090 8050 4435
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Mar 22, 2021 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $1,406$1,406 | POMORSKI URZĄD SKARBOWY W GDAŃSKU | |
| Jul 10, 2020 | Other crisis aid | $68,122$68,122 | PREZYDENT MIASTA GDAŃSK | |
| Jun 15, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $137.9K$137,936 | Polski Fundusz Rozwoju S.A. |
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 BDO | BDO register entry | Active |
Authorized Representatives
Manner of representation
In the case of a multi-member management board, the President of the Management Board is authorised to make declarations of will on behalf of the company independently, or two members of the management board acting jointly.
Supervisory board
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
| 52,877 | $1,428,336.03 | 100% |
Beneficial owners
| Person | Rights | |
|---|---|---|
Rafał Andrzej Buchholc (51)  | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). | |
Maciej Orczykowski (46) | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). | |
Krzysztof Szulca (40) | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| KUKE FinanceS.A. | $21,014,016.90 | kuke-finance.pl | ||
| AssetaS.A. | $12,178,247.63 | asseta.pl | ||
| Kancelaria SigniS.A. | $9,073,503.81 | kancelaria-signi.pl | ||
| Grupa Corpus IurisS.A. | $7,739,425.99 | gci.com.pl | ||
| Olivia FinS.K.A. | $7,016,708.83 | gdanskgoglobal.biz.pl | ||
| Polfund Fundusz Poręczeń KredytowychS.A. | $5,318,246.87 | polfund.com.pl | ||
| CDR Investmentsp. z o.o. | $3,937,201.03 | cdri.pl | ||
| Dunaj - Finansesp. z o.o. | $1,699,682.08 | dunajfinanse.pl | ||
| Fast FinanceS.A. | $1,651,017.68 | fastfinance.pl | ||
| For-NetS.A. | $1,556,812.13 | for-net.pl |
Change history
| Date | Event | |
|---|---|---|
| 2025-06-16 | Share capital change (4,441,700.00 PLN → 5,287,700.00 PLN) | |
| 2022-09-30 | Entered in the register |
FAQ
Last updated: 2026-03-26