What is the main business of Twoja Hipoteka?

The main business activity of Twoja Hipoteka focuses on other financial service activities n.e.c..

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on May 26, 2023.

Where is the headquarters located?

The headquarters is located at: ul. Józefa Dietla 55, 31-054 Kraków.

What is the share capital?

The share capital of the company is PLN 10,000 (approx. $2,701).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2025 to December 31, 2025.

How much revenue was generated?

The company reported a revenue of $13,757 in 2025, which is an increase of 54.7% compared to 2024.

No, in 2025 the company was not profitable, reporting a net loss of $12,507.

Twoja Hipotekasp. z o.o.

Other financial service activities, except insurance and pension funding not elsewhere

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2023-05-26

Share capital

10,000.00 PLN

Activity description

Twoja Hipoteka is a credit advisory firm in Kraków that helps individuals and businesses obtain mortgage, cash and business loans. Its experts provide support at every stage, compare bank offers and help prepare applications; the services are free of charge.

Registered address

ul. Józefa Dietla 55/15, 31-054 Kraków, Poland

Website

twoja-hipoteka.pl

Opening hours

Monday–Saturday: 8:00–20:00

Phone

Electronic delivery address

AE:PL-13148-92732-EHJGD-19

Financials

Revenue history (in k)

Filing timeliness

3 of 3 financial statements were filed late (the longest delay 63 days for 2023).

202502/08/2026
202415/09/2025
202316/09/2024

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs industry

Revenue

This companyUSD 13.76kMedianUSD 77.06kAverageUSD 1.58m

Net profit

This companyUSD -12.51kMedianUSD 1.83kAverageUSD 195.55k

Operating costs

This companyUSD 26.26kMedianUSD 43.48kAverageUSD 956.37k

Assets

This companyUSD 8.37kMedianUSD 196.88kAverageUSD 10.27m

Industry

Offer

Mortgage loans
Cash loans
Business loans

Website technology

Website

WordPress

Analytics and marketing

Google Analytics

Authorized Representatives

Łukasz Ogonowski – President of the Management Board

Manner of representation

Each member of the management board is authorized to make declarations on behalf of the company independently.

Ownership

Owner	Shares	Share value	Stake
Anna Ogonowskaage 36	28	$378.17	14%
Łukasz Ogonowskiage 40	172	$2,323.07	86%

Łukasz Ogonowski and Anna Ogonowska hold a combined 100% – the ownership structure indicates family control.

Beneficial owners

Person	Rights

Bank accounts

Registered as a VAT taxpayer on 2023-12-29.

mBank
88 1140 2004 0000 3102 8403 8204

Debt

No entries in the National Debtors Register (KRZ).

Public aid

No public aid cases recorded in the last 10 years.

Competitors

Name	Revenue	Website
Simply Saysp. z o.o.	$58,744.06	simplysay.pl
New Alphasp. z o.o.	$56,597.89	alphacredit.pl
Solutions for Companysp. z o.o.	$47,405.20	sfc.com.pl
Bankowość Firmowa.Plsp. z o.o.	$44,967.86	bankowoscfirmowa.pl
LFSsp. z o.o.	$44,671.39	lfsfinanse.pl
Actum Finansesp. z o.o.	$43,920.60	actum-finanse.pl
Grupa Pgfsp. z o.o.	$45,045.03	grupapgf.pl
Simple Financesp. z o.o.	$19,062.89	simplefinance.pl
Centrum Biznesowesp. z o.o.	$11,890.92	centrumbiznesowe.info
Centrum Rozwoju Biznesu I Przedsiębiorczościsp. z o.o.	$3,191.08	crbip.pl