Overview
Status
Active
Registry date
2023-08-01
Share capital
20,000.00 PLN
Average employment (people)
9 (2025)
Registered address
ul. Lubartowska 68A/U1, 20-094 Lublin, Poland
Electronic delivery address
AE:PL-53454-77742-UACDS-22
Financials
Revenue history (in k)
Financial insight
- Estonian CIT: Equity includes non-zero Art. 28d line items – the company is taxed under the lump-sum regime on corporate income.
From the notes
| Current income tax (CIT due) | $7,966 |
Filing timeliness
Financial statements were filed on time, on average 3 days early.
- 202510/07/2026
- 202415/07/2025
- 202312/07/2024
Filed on timeDelayFiling deadline
Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.
Statistics
How the company ranks by revenue within its industry, city, voivodeship and across Poland in 2025.
Results vs industry
Revenue
This companyUSD 539.73kMedianUSD 283.18kAverageUSD 34.90m
Net profit
This companyUSD 82.42kMedianUSD 14.88kAverageUSD 6.70m
Operating costs
This companyUSD 446.75kMedianUSD 156.41kAverageUSD 19.31m
Assets
This companyUSD 175.07kMedianUSD 535.44kAverageUSD 471.18m
Industry
Authorized Representatives
Katarzyna Anna Wawruchage 35 – Vice President of the Management Board
Paweł Łukasz Wawruchage 37 – President of the Management Board
Manner of representation
Each member of the management board has the right to represent the company independently.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Katarzyna Anna Wawruchage 35 | 80 | $2,160.99 | 40% |
Paweł Łukasz Wawruchage 37 | 120 | $3,241.49 | 60% |
Paweł Łukasz Wawruch and Katarzyna Anna Wawruch hold a combined 100% – the ownership structure indicates family control.
Beneficial owners
| Person | Rights |
|---|---|
Bank accounts
Registered as a VAT taxpayer on 2014-12-23.
75 2490 0005 0000 4500 7686 2022
42 1090 2688 0000 0001 3225 7418
Debt
No entries in the National Debtors Register (KRZ).
Public aid
6 public aid cases recorded, with a total value of $74,413.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jan 9, 2026 | Aid for microenterprises in the form of public interventions concerning electricity, gas or heat supplies | $17$17 | PGE Obrót S.A. | |
| Jul 8, 2020 | Other crisis aid | $9,967$9,967 | Prezydent Miasta Lublin | |
| Jun 20, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $2,473$2,473 | Prezes Zakładu Ubezpieczeń Społecznych |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
| Consumer credit intermediary | Active |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| World Finance Anna HassS.K.A. | $622,472.63 | worldfinance.pl | ||
| Prosp. z o.o. | $622,233.12 | prodoradcy.pl | ||
| Social BankingS.A. | $608,929.07 | socialbanking.pl | ||
| Certum Centrum Finansów Osobistychsp. z o.o. | $556,629.43 | certumcfo.pl | ||
| Oniko - Expertsp. z o.o. | $545,571.92 | oniko.pl | ||
| Grupa Kapitałowa Parkmar InkassoS.A. | $544,617.00 | parkmar.com.pl | ||
| Instytut Bankowościsp. z o.o. | $448,941.18 | ibdk.pl | ||
| TO Twój Adressp. z o.o. | $410,291.47 | totwojadres.pl | ||
| Fincoresp. z o.o. | $138,372.65 | fincore.pl | ||
| Opiekun Bankowysp. z o.o. | $13,232.04 | opiekunbankowy.pl |
Change history
| Date | Event | |
|---|---|---|
| 2026-05-29 | PKD change (Added: 8 codes) | |
| 2023-08-01 | Entered in the register |
FAQ
The main business activity of Twój Partner Finansowy focuses on other monetary intermediation.
The company was registered in the Polish National Court Register (KRS) on August 1, 2023.
The headquarters is located at: ul. Lubartowska 68A, 20-094 Lublin.
The management board consists of: Katarzyna Anna Wawruch (Vice President of the Management Board) and Paweł Łukasz Wawruch (President of the Management Board).
The share capital of the company is PLN 20,000 (approx. $5,402).
The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.
In 2024, the company generated total revenue of $496,642, representing an increase of 215.5% compared to 2023.
Yes, in 2024 the company was profitable, achieving a net profit of $100,410, representing a multi-fold increase compared to 2023.
The largest operating cost category falls under external services. This category amounted to $88,500 in 2024, representing 22% of all operating expenses.
Last updated: 2026-07-16