
Warmińsko-Mazurski Bank SpółdzielczyCooperative
Granting of loans and cash loans
Overview
Warmińsko-Mazurski Bank Spółdzielczy offers personal customers cash, home and VIP loans, as well as the AGROPLAN working-capital loan. It provides personal and payment accounts, foreign-currency savings accounts and the Skarbonka deposit.
- ul. Gizewiusza 4a, 12-200 Pisz
- ul. Warszawska 1, 12-200 Pisz
- ul. Gizewiusza 5, 12-200 Pisz
- ul. Gałczyńskiego 11a, 12-220 Ruciane-Nida
- Łąkowa 1, 11-710 Piecki
- Monday–Wednesday
- 8:00–15:30
- Thursday
- 8:00–13:30
- Friday
- 8:00–15:30
Financials
Revenue history (in m)
Filing timeliness
Financial statements were filed on time, on average 35 days early. All were audited by a statutory auditor.
- 202515/06/2026
- 202410/07/2025
- 202305/07/2024
- 202213/06/2023
- 202129/06/2022
- 202023/06/2021
Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs voivodeship
Industry
- Granting of loans and cash loans (64.19.Z)Primary
Offer
- Cash loans
- Working capital loans
- Housing loans
- Bank accounts
- Savings deposits
- Online banking
- Payment cards
Website technology
- Website
- Joomla
Public procurement
18 tenders recorded as contractor: 13 national ($3,647,010) and 5 EU ($3,020,811).
| Publication date | Subject | Amount | Contracting authority | |
|---|---|---|---|---|
| Sep 16, 2026 | Granting and servicing a long-term loan to repay previously incurred liabilities arising from loans and borrowings, to repay previously incurred liabilities | –– | Gmina Miłki | |
| Sep 19, 2025 | Granting of a long-term loan in the amount of PLN 2 500 000,00 | $319K$319,046 | Gmina Wydminy | |
| Jul 2, 2025 | Granting and servicing a long-term loan to cover the budget deficit and repay previously incurred liabilities arising from loans and borrowings | $490.3K$490,326 | Gmina Miłki |
Warmińsko-Mazurski Bank Spółdzielczy is the contractor in 7 public sector contracts, worth USD 565.57k in total. They were signed with 6 public buyers. The largest number (2) were signed with Urząd Gminy w Wydminach.
| Signed on | Subject | Amount | Public buyer | |
|---|---|---|---|---|
| Sep 1, 2026 | Provision of banking services for the budget of the municipality and its organizational units | $5,835 | Urząd Gminy w Wydminach | |
| Sep 1, 2026 | Provision of banking services for the budget of Gmina Wydminy and its organizational units | $7,347 | Gminny Ośrodek Pomocy Społecznej | |
| Sep 1, 2026 | Provision of banking services to an organisational unit of Gmina Wydminy | $410.59 | Centrum Usług Wspólnych Gminy Wydminy |
Authorized Representatives
Manner of representation
Declarations of will on behalf of the cooperative bank are made by two members of the management board, or one member of the management board together with an attorney-in-fact, or by two attorneys-in-fact appointed directly by the management board. Declarations of will on behalf of the cooperative bank when entering into bank account agreements referred to in Article 49(1) of the Banking Law may be made independently by a member of the management board or an attorney-in-fact appointed directly by the management board.
Supervisory board
Beneficial owners
| Person | Rights |
|---|---|
Bank accounts
Registered as a VAT taxpayer on 2004-09-16.
11 1090 2835 0000 0001 4414 5039
17 1930 1611 2002 9364 0000 0002- Bank Gospodarstwa Krajowego28 1130 1189 0025 0150 5820 0001
Debt
No entries in the National Debtors Register (KRZ).
Public aid
41 public aid cases recorded, with a total value of $117,312.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| May 25, 2026 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $3,353$3,353 | Starosta Powiatu Pisz | |
| Feb 26, 2026 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $21,783$21,783 | HRP Czernecka, Jaszczyński sp. j. | |
| Jan 12, 2026 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $83$83 | Energa - Obrót S.A. |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
| Insurance agent of Generali Życie Towarzystwo Ubezpieczeń Spółka Akcyjna | Active | ||
| Cooperative bank | Active | ||
| BDO register entry | Active |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Bank Spółdzielczy w PłońskuCooperative | $29,680,583.71 | bsplonsk.pl | ||
| Bank Spółdzielczy w KościerzynieCooperative | $26,647,607.46 | bskoscierzyna.pl | ||
| Bank Spółdzielczy w PiasecznieCooperative | $25,344,368.76 | psbank.pl | ||
| Bank Spółdzielczy w SzczytnieCooperative | $24,851,368.44 | bsszczytno.pl | ||
| Bank Spółdzielczy Ziemi Kraśnickiej w KraśnikuCooperative | $20,310,808.45 | bskrasnik.pl | ||
| Bank Spółdzielczy w GryficachCooperative | $17,399,881.86 | bsgryfice.pl | ||
| Mazowiecki Bank Spółdzielczy w ŁomiankachCooperative | $17,232,803.38 | mbsbank.pl | ||
| Bank Spółdzielczy w Mińsku MazowieckimCooperative | $17,224,340.44 | bsminskmaz.pl | ||
| Bank Spółdzielczy w Radzyniu PodlaskimCooperative | $16,220,100.31 | bsradzyn.pl | ||
| Bank Spółdzielczy w KrapkowicachCooperative | $9,092,249.66 | bskrapkowice.pl |
Change history
| Date | Event | |
|---|---|---|
| 2006-10-06 | Name change (Bank Spółdzielczy Ruciane Nida → Warmińsko-Mazurski Bank Spółdzielczy) | |
| 2001-08-23 | Entered in the register |
FAQ
Last updated: 2026-06-15