What is the main business of Spółdzielnia Bank Spółdzielczy w Mszczonowie?

The main business activity of the cooperative focuses on other monetary intermediation.

When was the cooperative founded?

The cooperative was registered in the Polish National Court Register (KRS) on October 30, 2001.

Where is the headquarters located?

The headquarters is located at: Warszawska 5, 96-320 Mszczonów.

Who is on the management board?

The management board consists of: Małgorzata Hanna Wojtczak (President of the Management Board).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.

How much revenue was generated?

The cooperative reported a revenue of $4,154,165 in 2024, which is an increase of 8.4% compared to 2023.

Is the cooperative profitable?

Yes, in 2024 the cooperative was profitable, achieving a net profit of $1,392,200, meaning the cooperative increased its profit by 0.0%.

Bank Spółdzielczy w MszczonowieCooperative

Other monetary intermediation

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2001-10-30

Activity description

Bank Spółdzielczy W Mszczonowie is a cooperative bank that offers various banking services for individual clients, entrepreneurs, and farmers. It provides products such as car loans, housing loans, and money transfers, along with features like SMS banking and secure online payments through 3D Secure. The bank also has a mobile application for customer convenience.

Registered address

Warszawska 5, 96-320 Mszczonów, Poland

Website

bsmszczonow.pl

Phone

Electronic delivery address

AE:PL-82033-42537-VHTVS-22

Financials

Revenue history (in k)

Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs industry

Revenue

This companyUSD 4.33mMedianUSD 365.08kAverageUSD 29.41m

Net profit

This companyUSD 1.26mMedianUSD 21.14kAverageUSD 6.97m

Operating costs

This companyUSD 1.02mMedianUSD 173.68kAverageUSD 8.35m

Assets

This companyUSD 83.32mMedianUSD 959.08kAverageUSD 420.25m

Industry

Other monetary intermediation (64.19.Z)Primary

Bank accounts

Registered as a VAT taxpayer on 1993-07-05. Active

SGB-Bank S.A. (Spółdzielcza Grupa Bankowa)
93 1610 0006 2002 9302 0004 0002

Debt

No entries in the National Debtors Register (KRZ). No proceedings in KRZ

Public aid

Grant date	Purpose	Gross amount	Granting body
Jan 9, 2026	De minimis aid (in accordance with Commission Regulation 2023/2831)	$70	PGE Obrót S.A.
Jan 7, 2026	De minimis aid (in accordance with Commission Regulation 2023/2831)	$135	PGE Obrót S.A.
Apr 19, 2017	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$57,707	Bankowy Fundusz Gwarancyjny

Tenders

23 tenders recorded as contractor: 17 national ($2,062,679) and 6 EU ($1,971,746).

Publication date	Subject	Amount	Contracting authority
Jan 26, 2026	Zaciągnięcie kredytu długoterminowego w wysokości do 1 000 000,00 zł na sfinansowanie spłaty wcześniej zaciągniętych zobowiązań z tytułu emisji papierów wartościowych w kwocie 1 000 000,00 zł	$58,259	Gmina Miasto Sochaczew
Jan 8, 2026	Usługa udzielenia kredytu długoterminowego dla Gminy Jasieniec	$150,283	Gmina Jasieniec
Oct 6, 2025	Długoterminowy kredyt w wysokości 2 000 000,00 zł na finansowanie planowanego deficytu budżetu gminy związanego z realizacją zadań inwestycyjnych znajdujących się w uchwale budżetowej na 2025 rok	$194,028	Gmina Załuski

Regulatory authorisations

Authority	Type	Status
KNF	Insurance agent of Generali Towarzystwo Ubezpieczeń Spółka Akcyjna	Active
KNF	Insurance agent of Generali Życie Towarzystwo Ubezpieczeń Spółka Akcyjna	Active
KNF	Insurance agent of PREVOIR - VIE GROUPE PREVOIR SPÓŁKA AKCYJNA - ODDZIAŁ W POLSCE	Active

Authorized Representatives

Aleksandra Katarzyna Witczak — Zastępca Prezesa

Ewa Bruździak — Zastępca Prezesa

Małgorzata Hanna Wojtczak — President of the Management Board

Manner of representation

Declarations of will on behalf of the cooperative bank are made by at least two members of the management board, or by one member of the management board together with a person authorized for this purpose by the management board (attorney-in-fact), or by two attorneys-in-fact appointed directly by the management board.

Supervisory board

Sylwester Frączkiewicz — Supervisory Board Member

Jadwiga Popławska — Supervisory Board Member

Urszula Konarska — Supervisory Board Member

Krystyna Penczonek — Supervisory Board Member

Mirosław Kwiatkowski — Supervisory Board Member

Beneficial owners

Person	Rights
Ewa Barbara Bruździak (64)	Deputy president of the management board
Aleksandra Katarzyna Witczak (39)	Deputy president of the management board
Małgorzata Hanna Wojtczak (59)	President of the management board

Competitors

Name	Revenue	Website
Międzypowiatowy Bank Spółdzielczy w MyszkowieCooperative	$8,714,701.86	bsmyszkow.pl
Bank Spółdzielczy w SławnieCooperative	$7,826,070.90	bsslawno.pl
Bank Spółdzielczy w WołczynieCooperative	$7,412,282.21	bswolczyn.pl
Bank Spółdzielczy w CzerskuCooperative	$5,426,406.39	bsczersk.pl
Bank Spółdzielczy w DobczycachCooperative	$4,784,053.64	bsdobczyce.pl
Bank Spółdzielczy w Nowem N/WisłąCooperative	$3,971,468.16	bsnowe.com.pl
Bank Spółdzielczy w KcyniCooperative	$3,899,288.06	bskcynia.pl
Bank Spółdzielczy w Sokołowie MałopolskimCooperative	$3,856,689.90	bssokolow.pl
Bank Spółdzielczy w GruduskuCooperative	$3,736,889.01	bsgrudusk.pl
Bank Spółdzielczy w MławieCooperative	$2,170,004.83	bsmlawa.pl

FAQ

Last updated: 2026-07-04