Overview
Bank Spółdzielczy W Czersku is a cooperative bank that offers various financial products including savings accounts, loans, and investment credits tailored for individuals, businesses, and the agricultural sector. They provide promotional fixed-term deposits with an interest rate of 4.60% and specialized services such as preferential loans for farmers with ARiMR subsidies. Additionally, the bank has accounts designed for young people and offers insurance products.
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2012-01-20. Active
85 1610 0006 0000 8064 2000 0006
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
5 public aid cases recorded, with a total value of $84,411.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jul 4, 2025 | De minimis aid (in accordance with Commission Regulation 2023/2831) | —— | Wielkopolska Grupa Prawnicza Maźwa, Sendrowski i Wspólnicy sp. k. | |
| Mar 22, 2022 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) Mar 22, 2022 · STAROSTA POWIATU CHOJNICE | —— | STAROSTA POWIATU CHOJNICE | |
| Sep 29, 2021 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) Sep 29, 2021 · STAROSTA POWIATU CHOJNICE | —— | STAROSTA POWIATU CHOJNICE |
Tenders
6 tenders recorded as contractor: 2 national ($491,957) and 4 EU ($4,832,345).
| Publication date | Subject | Amount | Contracting authority | |
|---|---|---|---|---|
| Sep 10, 2026 | Udzielenie kredytu długoterminowego w kwocie 5.000.000 złotych na spłatę wcześniej zaciągniętych pożyczek i kredytów dla Gminy Miejskiej Chojnice | — | Gmina Miejska Chojnice | |
| May 18, 2026 | Udzielenie Gminie Czersk kredytu bankowego w wysokości 15.700.000 zł na spłatę zobowiązań w 2026 roku wynikających z zaciągniętych kredytów w kwocie 3.740.000 zł oraz na pokrycie planowanego deficytu w kwocie 11.960.000 zł | $1,812,137 | Gmina Czersk | |
| Oct 9, 2025 | Udzielenie Gminie Czersk kredytu bankowego w wysokości 11.500.000 zł na spłatę zobowiązań w 2025 roku wynikających z zaciągniętych kredytów w kwocie 3.490.000 zł oraz na pokrycie planowanego deficytu w kwocie 8.010.000 zł | $1,730,679 | Gmina Czersk |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Cooperative bank KNF | Active | |
 BDO | BDO register entry BDO | Active |
Authorized Representatives
Manner of representation
Two members of the management board, or one member of the management board together with an attorney-in-fact, or two attorneys-in-fact appointed directly by the management board. Declarations of will on behalf of the bank when concluding bank account agreements referred to in Article 49(1) of the Banking Law shall be made by a member of the management board or an attorney-in-fact appointed directly by the management board.
Supervisory board
Beneficial owners
| Person | Rights |
|---|---|
Paula Kraińska (34)  | Other natural person. |
Iwona Sabiniarz (47) | Other natural person. |
Katarzyna Elżbieta Światowa (50) | Other natural person. |
Competitors
Change history
| Date | Event |
|---|---|
| 2020-09-01 | PKD change (Added: 66.22.Z) |
| 2009-11-23 | PKD change (Removed: 65.12.A; Added: 64.19.Z) |
| 2004-04-22 | Entered in the register |
FAQ
Last updated: 2026-09-09