What is the main business of Spółdzielnia Bank Spółdzielczy w Starej Białej?

The main business activity of the cooperative focuses on other monetary intermediation.

When was the cooperative founded?

The cooperative was registered in the Polish National Court Register (KRS) on January 16, 2002.

Where is the headquarters located?

The headquarters is located at: ul. 1 Maja 7D, 09-402 Płock.

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.

What was the revenue?

The cooperative reported a revenue of $20,814,313 in 2024, which is an increase of 20.5% compared to 2023.

Is the cooperative profitable?

Yes, the cooperative recorded a net profit of $4,841,816 in 2024, meaning the cooperative increased its profit by 27.6%.

Bank Spółdzielczy w Starej BiałejCooperative

Acceptance of deposits repayable on demand or at a specified maturity and maintenance of accounts for those deposits

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2002-01-16

Registered address

ul. 1 Maja 7D/1, 09-402 Płock, Poland

Electronic delivery address

AE:PL-18725-15431-AGECD-21

Financials

Revenue history (in m)

Filing timeliness

Financial statements were filed on time, on average 37 days early. All were audited by a statutory auditor.

202503/07/2026
202409/06/2025
202317/06/2024
202204/07/2023
202117/06/2022
202002/07/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs voivodeship

Revenue

This companyUSD 23.58mMedianUSD 155.95kAverageUSD 5.72m

Net profit

This companyUSD 5.04mMedianUSD 2.43kAverageUSD 291.14k

Operating costs

This companyUSD 6.82mMedianUSD 131.04kAverageUSD 4.92m

Assets

This companyUSD 327.96mMedianUSD 162.60kAverageUSD 10.66m

Industry

Acceptance of deposits repayable on demand or at a specified maturity and maintenance of accounts for those deposits (64.19.Z)Primary

Public procurement

6 tenders recorded as contractor: 3 national ($295,057) and 3 EU ($1,341,090).

Publication date	Subject	Amount	Contracting authority
Jan 8, 2026	Granting and servicing a long-term loan to repay instalments on loans and borrowings previously incurred, cover the planned budget deficit and provide advance financing for activities funded from European Union budget resources	$390.4K$390,404	Gmina Mochowo
Dec 19, 2024	Comprehensive banking services for the budget of Gmina Mochowo and its subordinate organisational units	$0$0	Gmina Mochowo
Dec 9, 2024	Taking out a long-term loan of PLN 800.000,00 to repay previously incurred liabilities under loans and finance the planned budget deficit.	$91,930$91,930	Gmina Rościszewo

Signed on	Subject	Amount	Public buyer
Aug 26, 2026	Exchange of property owned by Gmina Żychlin for property owned by Bank Spółdzielczy w Starej Białej, headquartered in Płock	$244,462	Urząd Gminy w Żychlinie

Trademarks

Bank Spółdzielczy w Starej Białej holds 1 active trademark registered with the Polish Patent Office. The first mark was filed in 2015.

Mark	Number	Classes	Status	Protected until
Bank z Sercem(word)	Z.441658	36	Protected	Apr 21, 2035

Mark	Protected until
Bank z Sercem(word)	Apr 21, 2035

Authorized Representatives

Żaneta Aftańska – Management Board Member

Renata Barbara Bartnik – Vice President of the Management Board

Krzysztof Raczyński – Management Board Member

Marcin Łukasik – President of the Management Board

Manner of representation

1. Declarations of will on behalf of the cooperative bank are made by two members of the management board, or by one member of the management board and a person authorised for this purpose by the management board (attorney-in-fact), or by two attorneys-in-fact appointed directly by the management board, subject to paragraph 2; 2. Declarations of will on behalf of the cooperative bank when entering into bank account agreements referred to in Article 49(1) of the Banking Law are made by a member of the management board or an attorney-in-fact appointed directly by the management board.

Supervisory board

Jan Adamczyk – Supervisory Board Member

Andrzej Szpiek – Supervisory Board Member

Małgorzata Teresa Asztemborska – Supervisory Board Member

Danuta Plichta – Supervisory Board Member

Lech Drohomirecki – Supervisory Board Member

Beneficial owners

Person	Rights

Bank accounts

Registered as a VAT taxpayer on 1997-04-01.

No bank accounts reported to the VAT Taxpayer Register.

Debt

No entries in the National Debtors Register (KRZ).

Public aid

4 public aid cases recorded, with a total value of $73,571.

Grant date	Purpose	Gross amount	Granting body
Jan 12, 2026	De minimis aid (in accordance with Commission Regulation 2023/2831)	$501$501	Energa - Obrót S.A.
Nov 8, 2022	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$10,098$10,098	HRP Czernecka, Jaszczyński sp. j.
Apr 19, 2017	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$57,707$57,707	Bankowy Fundusz Gwarancyjny

Regulatory authorisations

Authority	Type	Status
KNF	Insurance agent of Generali Towarzystwo Ubezpieczeń Spółka Akcyjna	Active
KNF	Insurance agent of Generali Życie Towarzystwo Ubezpieczeń Spółka Akcyjna	Active
KNF	Cooperative bank	Active

Competitors

Name	Revenue	Website
Warszawski Bank SpółdzielczyCooperative	$32,430,411.92	bank-wbs.pl
Bank Spółdzielczy w RaciążuCooperative	$19,149,193.73	bsraciaz.pl
Mazowiecki Bank Spółdzielczy w ŁomiankachCooperative	$17,230,088.66	mbsbank.pl
Bank Spółdzielczy w Mińsku MazowieckimCooperative	$17,095,485.18	bsminskmaz.pl
Bank Spółdzielczy w ŁosicachCooperative	$16,779,017.43	bslosice.pl
Bank Spółdzielczy w SochaczewieCooperative	$16,546,765.92	bssochaczew.pl
Bank Spółdzielczy w PrzysuszeCooperative	$13,092,764.29	bsprzysucha.pl
Powiatowy Bank Spółdzielczy w WęgrowieCooperative	$8,296,956.29	pbswegrow.pl
Bank Spółdzielczy w NadarzynieCooperative	$8,196,061.17	bsnadarzyn.pl
Bank Spółdzielczy w RaszynieCooperative	$8,053,294.70	bsraszyn.pl

Change history

Date	Event
2024-12-02	Address change (Bankowa 1, 09-411, Biała → Ul. 1 Maja 7d/1, 09-402, Płock)
2010-06-16	Address change (24, 09-411, Stara Biała → Bankowa 1, 09-411, Biała)
2002-01-16	Entered in the register

FAQ

Last updated: 2026-07-06