Overview
Status
Active
Registry date
2002-02-11
Registered address
Kościuszki 24, 08-400 Garwolin, Poland
Electronic delivery address
AE:PL-50637-74966-VEFII-15
Financials
Revenue history (in m)
Filing timeliness
Financial statements were filed on time, on average 31 days early. All were audited by a statutory auditor.
- 202503/07/2026
- 202402/07/2025
- 202327/06/2024
- 202228/06/2023
- 202107/07/2022
- 202018/06/2021
Filed on timeDelayFiling deadline
Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Revenue
This companyUSD 12.71mMedianUSD 283.18kAverageUSD 34.90m
Net profit
This companyUSD 5.31mMedianUSD 14.88kAverageUSD 6.70m
Operating costs
This companyUSD 1.23mMedianUSD 156.41kAverageUSD 19.31m
Assets
This companyUSD 188.38mMedianUSD 535.44kAverageUSD 471.18m
Industry
- Paragraph 3, section 2: 1. Accepting deposits payable on demand or at a specified maturity date and maintaining accounts for such deposits, 2. maintaining other bank accounts, 3. granting loans, 4. issuing and confirming bank guarantees, 5. conducting bank payment transactions, 6. granting cash loans, 7. cheque and bill-of-exchange operations, 8. issuing payment cards and carrying out transactions using them, 9. acquiring and disposing of monetary claims, 10. safekeeping items and securities and providing access to safe-deposit boxes, 11. issuing and confirming sureties, 12. buying and selling foreign currencies, 13. acting as an intermediary in money transfers and settlements in foreign-exchange transactions. Money transfers are made through the affiliating bank. Section 3: the banking activities referred to in points 3, 4, 6 and 11 may be performed by the cooperative bank with natural persons residing or conducting business within the cooperative bank’s operating area, or with legal persons and organisational units without legal personality but with legal capacity, having their registered office or organisational units within the cooperative bank’s operating area. Section 4: the banking activities referred to in section 2, points 4 and 11, may be performed by the cooperative bank to the extent and in the manner agreed with the affiliating bank. Section 5.3: the cooperative bank, on terms agreed with the debtor, converts claims into assets of the debtor. Section 6: the Cooperative Bank in Garwolin is obliged to sell the assets referred to in section 5, point 3, as regards: 1. real estate – within a period not exceeding 5 years from the date of acquisition, 2. other assets – within a period not exceeding 3 years from the date of acquisition (65.12.A)
- 4) Acquires and disposes of real estate (70.12)
Public procurement
5 tenders recorded as contractor, with a total value of $617,932.
| Publication date | Subject | Amount | Contracting authority | |
|---|---|---|---|---|
| Oct 22, 2025 | Long-term loan of up to PLN 2 006 956,67 to repay previously incurred liabilities arising from loans and credits | $133.6K$133,575 | Gmina Miastków Kościelny | |
| Oct 28, 2024 | Granting of a long-term loan of 1 000 000 zł to repay liabilities previously incurred from the issue of securities” | $31,286$31,286 | Urząd Gminy w Borowiu | |
| Oct 23, 2024 | Loan of up to 1 500 000 zł to finance the planned budget deficit in 2024 | $114.6K$114,624 | Gmina Miastków Kościelny |
Authorized Representatives
Damian Kaczorowski – Management Board Member
Krzysztof Mirończuk – President of the Management Board
Ryszard Samson – Management Board Member
Manner of representation
Declarations of will on behalf of the cooperative bank are made by two members of the management board, or by one member of the management board and an attorney-in-fact, or by two attorneys-in-fact, appointed directly by the management board.
Supervisory board
Andrzej Lasocki – Supervisory Board Member
Stanisław Barbarczyk – Supervisory Board Member
Marian Henryk Dobrzyński – Supervisory Board Member
Elżbieta Sitek – Supervisory Board Member
Ryszard Głaszczka – Supervisory Board Member
Beneficial owners
| Person | Rights |
|---|---|
Bank accounts
Registered as a VAT taxpayer on 1993-07-05.
87 1930 1695 2014 9210 0008 0001
Debt
No entries in the National Debtors Register (KRZ).
Public aid
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Oct 28, 2020 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $55,900$55,900 | Bankowy Fundusz Gwarancyjny |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Insurance agent of Generali Towarzystwo Ubezpieczeń Spółka Akcyjna | Active | |
| KNF | Insurance agent of Generali Życie Towarzystwo Ubezpieczeń Spółka Akcyjna | Active | |
| KNF | Cooperative bank | Active |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Mazowiecki Bank Spółdzielczy w ŁomiankachCooperative | $17,230,088.66 | mbsbank.pl | ||
| Bank Spółdzielczy w Mińsku MazowieckimCooperative | $17,095,485.18 | bsminskmaz.pl | ||
| Bank Spółdzielczy w ŁosicachCooperative | $16,779,017.43 | bslosice.pl | ||
| Bank Spółdzielczy w SochaczewieCooperative | $16,546,765.92 | bssochaczew.pl | ||
| Bank Spółdzielczy w PrzysuszeCooperative | $13,092,764.29 | bsprzysucha.pl | ||
| Powiatowy Bank Spółdzielczy w WęgrowieCooperative | $8,296,956.29 | pbswegrow.pl | ||
| Bank Spółdzielczy w NadarzynieCooperative | $8,196,061.17 | bsnadarzyn.pl | ||
| Bank Spółdzielczy w RaszynieCooperative | $8,053,294.70 | bsraszyn.pl | ||
| Bank Spółdzielczy w HalinowieCooperative | $7,621,213.41 | bshalinow.pl | ||
| Bank Spółdzielczy w LegionowieCooperative | $7,487,326.43 | bslegionowo.pl |
FAQ
Last updated: 2026-07-06