Overview
Bank Spółdzielczy W Lubawie is a bank that offers a variety of financial services including personal loans such as ecological loans, student loans, and mortgage loans. It also provides savings accounts, insurance products, and mobile banking services like BLIK and various payment options including Apple Pay and Google Pay. Additionally, the bank features investment products such as traditional and online deposits.
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 1993-07-05. Active
07 1930 1611 2002 8832 0001 0003- 50 1930 1611 2002 8832 0001 0005
- 61 1930 1611 2002 8832 0001 0001
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
6 public aid cases recorded, with a total value of $85,981.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jan 12, 2026 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $309$309 | Energa - Obrót S.A. | |
| Jun 20, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $8,530$8,530 | Prezes Zakładu Ubezpieczeń Społecznych | |
| May 30, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $10,412$10,412 | Prezes Zakładu Ubezpieczeń Społecznych |
Tenders
2 tenders recorded as contractor: 1 national ($207,475) and 1 EU ($1,473,675).
| Publication date | Subject | Amount | Contracting authority | |
|---|---|---|---|---|
| Dec 2, 2024 | Udzielenie kredytu długoterminowego w wysokości 9 000 000,00 zł na sfinansowanie planowanego deficytu budżetu Powiatu Iławskiego w 2024 roku | $1.5M$1,473,675 | Powiat Iławski w Imieniu, Którego Działa Starostwo Powiatowe w Iławie | |
| Dec 29, 2023 | Udzielenie i obsługa długoterminowego kredytu bankowego w wysokości 3.500.000,00 zł | $207.5K$207,475 | Gmina Lubawa |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Insurance agent of SALTUS Towarzystwo Ubezpieczeń Wzajemnych | Active | |
| KNF | Insurance agent of INTERRISK Towarzystwo Ubezpieczeń Spółka Akcyjna Vienna Insurance Group | Active | |
| KNF | Cooperative bank | Active |
Authorized Representatives
Manner of representation
Declarations of will on behalf of the cooperative bank are made by two members of the management board, or one member of the management board together with an attorney-in-fact, or by two attorneys-in-fact appointed directly by the management board. Declarations of will on behalf of the cooperative bank when entering into bank account agreements referred to in Article 49(1) of the Banking Law are made by a member of the management board or an attorney-in-fact appointed directly by the management board.
Supervisory board
Beneficial owners
| Person | Rights |
|---|---|
Szymon Smyczyński (39)  | Other natural person. |
Magdalena Waldan (58) | Other natural person. |
Iwona Agnieszka Waruszewska (44) | Other natural person. |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Lubusko - Wielkopolski Bank SpółdzielczyCooperative | $14,655,136.90 | lwbsdrezdenko.pl | ||
| Bank Spółdzielczy w LubartowieCooperative | $12,149,406.28 | bslubartow.pl | ||
| Bank Spółdzielczy w WolinieCooperative | $8,798,934.14 | bswolin.pl | ||
| Bank Spółdzielczy w LegionowieCooperative | $7,487,326.43 | bslegionowo.pl | ||
| Bank Spółdzielczy w Działdowie z Siedzibą w LidzbarkuCooperative | $7,433,811.98 | bsdzialdowo.pl | ||
| Bank Spółdzielczy w WołczynieCooperative | $7,412,282.21 | bswolczyn.pl | ||
| Bank Spółdzielczy w ŁęcznejCooperative | $5,115,524.41 | bsleczna.pl | ||
| Bank Spółdzielczy w BłażowejCooperative | $5,069,014.53 | bs-blazowa.pl | ||
| Bank Spółdzielczy w ŁobżenicyCooperative | $3,102,195.27 | bslobzenica.pl | ||
| Bank Spółdzielczy w Lubyczy KrólewskiejCooperative | $2,067,790.36 | bslubycza.pl |
Change history
| Date | Event | |
|---|---|---|
| 2011-09-16 | Address change (Warszawska 20/1, 14-260, Lubawa → Rzepnikowskiego 2, 14-260, Lubawa) | |
| 2002-05-08 | Entered in the register |
FAQ
Last updated: 2026-06-19