What is the main business of Spółdzielnia Bank Spółdzielczy w Jastrzębiu-Zdroju?

The main business activity of the cooperative focuses on other monetary intermediation.

When was the cooperative founded?

The cooperative was registered in the Polish National Court Register (KRS) on March 26, 2002.

Where is the headquarters located?

The headquarters is located at: 1 Maja 10, 44-330 Jastrzębie-Zdrój.

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2025 to December 31, 2025.

What was the revenue?

The cooperative reported a revenue of USD 16,378,834 in 2025, which is a decrease of 2.5% compared to 2024.

Yes, the cooperative recorded a net profit of USD 3,769,936 in 2025, meaning the cooperative increased its profit by 265.9%.

Bank Spółdzielczy w Jastrzębiu-ZdrojuCooperative

Acceptance of deposits repayable on demand or at a specified maturity and maintenance of accounts for those deposits

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2002-03-26

Registered address

1 Maja 10, 44-330 Jastrzębie-Zdrój, Poland

Electronic delivery address

AE:PL-43747-70956-JEHGV-13

Financials

Revenue history (in m)

Filing timeliness

Financial statements were filed on time, on average 46 days early. All were audited by a statutory auditor.

202530/06/2026
202403/06/2025
202329/04/2024
202222/06/2023
202107/07/2022
202028/06/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs voivodeship

Revenue

This companyUSD 16.38mMedianUSD 188.51kAverageUSD 4.28m

Net profit

This companyUSD 3.77mMedianUSD 4.33kAverageUSD 81.69k

Operating costs

This companyUSD 4.49mMedianUSD 162.94kAverageUSD 4.02m

Assets

This companyUSD 228.63mMedianUSD 162.69kAverageUSD 5.18m

Industry

Acceptance of deposits repayable on demand or at a specified maturity and maintenance of accounts for those deposits (64.19.Z)Primary
Provision of financial services in the area of insurance contract intermediation (66.22.Z)

Public procurement

4 tenders recorded as contractor: 2 national ($141,729) and 2 EU ($26,815,564).

Publication date	Subject	Amount	Contracting authority
Oct 23, 2025	Taking out a long-term loan to cover the planned budget deficit of the city of Myszków in 2025 and repay previously taken out loans	$1.9M$1,883,915	Gmina Myszków
Jan 8, 2025	Granting and servicing a long-term loan to partially cover the deficit planned in the 2024 budget resolution and to repay previously incurred liabilities of Województwo Śląskie arising from bank loans, for the period from the date of contract conclusion to 31.12.2035	$24.9M$24,931,649	Województwo Śląskie
Dec 4, 2023	Long-term loan	$83,563$83,563	Gmina Mszana

Authorized Representatives

Gabriela Barbara Bury – Vice President of the Management Board

Ewa Róża Kucza – Vice President of the Management Board

Izabela Ochojska – President of the Management Board

Natasza Kiwic – Vice President of the Management Board

Krzysztof Rodziewicz – Vice President of the Management Board

Manner of representation

Declarations of will on behalf of the cooperative bank are made by two members of the management board, or by one member of the management board and an attorney-in-fact, or by two attorneys-in-fact appointed directly by the management board. Declarations of will on behalf of the cooperative bank when entering into agreements for the bank account referred to in Article 49(1) of the Banking Law are made by a member of the management board or by an attorney-in-fact appointed directly by the management board.

Supervisory board

Adam Piotr Gajdzik – Supervisory Board Member

Dorota Beata Piekarska – Supervisory Board Member

Halina Krajewska – Supervisory Board Member

Jacek Jeleń – Supervisory Board Member

Roman Jakubowski – Supervisory Board Member

Beneficial owners

Person	Rights

Bank accounts

Registered as a VAT taxpayer on 1993-07-05.

Bank Polskiej Spółdzielczości (Grupa BPS)
26 1930 1103 2001 8470 0001 0001

Debt

No entries in the National Debtors Register (KRZ).

Public aid

5 public aid cases recorded, with a total value of $225,467.

Grant date	Purpose	Gross amount	Granting body
Jul 7, 2020	Other crisis aid	––	PREZYDENT MIASTA JASTRZĘBIE-ZDRÓJ
Jun 17, 2020	Other crisis aid	––	PREZYDENT MIASTA JASTRZĘBIE-ZDRÓJ
Nov 27, 2019	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	––	Bankowy Fundusz Gwarancyjny

Regulatory authorisations

Authority	Type	Status
KNF	Cooperative bank	Active
BDO	BDO register entry	Active

Competitors

Name	Revenue	Website
Ludowy Bank Spółdzielczy w StrzałkowieCooperative	$17,635,923.65	lbsstrzalkowo.pl
Mazowiecki Bank Spółdzielczy w ŁomiankachCooperative	$17,232,803.38	mbsbank.pl
Bank Spółdzielczy w Mińsku MazowieckimCooperative	$17,224,340.44	bsminskmaz.pl
Bank Spółdzielczy w SochaczewieCooperative	$16,684,452.59	bssochaczew.pl
Bank Spółdzielczy w Piotrkowie KujawskimCooperative	$16,258,413.75	bspk.pl
Bank Spółdzielczy Ziem Górskich KarpatiaCooperative	$16,230,954.06	karpatiabs.pl
Bank Spółdzielczy w TczewieCooperative	$14,701,494.95	bstczew.pl
Lubusko - Wielkopolski Bank SpółdzielczyCooperative	$14,665,332.78	lwbsdrezdenko.pl
Bank Spółdzielczy w SkoczowieCooperative	$10,505,072.25	bs.skoczow.pl
Bank Spółdzielczy w GorzycachCooperative	$10,458,302.28	bsgorzyce.pl