Overview
Bank Spółdzielczy W Żorach is a cooperative bank that offers various financial services including personal and business accounts, loans, and insurance products. It provides a mobile application called mKey for secure online payments and banking operations, as well as services like BLIK for quick cash withdrawals and transfers. Established in 1927, it is one of the oldest financial institutions in the city, operating solely on Polish capital.
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
News
Industry
Bank accounts
Registered as a VAT taxpayer on 1993-07-05. Active
84 1930 0005 2001 8456 0009 0001- 85 1930 1103 2001 8456 0009 0001
- 30 1930 0005 2001 8456 0009 0003
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
7 public aid cases recorded, with a total value of $86,360.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| May 28, 2025 | De minimis aid (in accordance with Commission Regulation 2023/2831) | — | Prezydent Miasta Żory | |
| Apr 21, 2021 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | — | Prezydent Miasta Żory | |
| Sep 20, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | — | Prezes Zakładu Ubezpieczeń Społecznych |
Tenders
5 tenders recorded as contractor: 4 national ($383,418) and 1 EU ($1,883,915).
| Publication date | Subject | Amount | Contracting authority | |
|---|---|---|---|---|
| Oct 23, 2025 | Zaciągnięcie kredytu długoterminowego z przeznaczeniem na pokrycie planowanego deficytu budżetu miasta myszkowa w 2025 roku oraz na spłatę wcześniej zaciągniętych kredytów | $1,883,915 | Gmina Myszków | |
| Aug 19, 2025 | Długoterminowy kredyt bankowy z przeznaczeniem na pokrycie planowanego deficytu budżetu | $31,848 | Gmina Niegowa | |
| Nov 6, 2023 | Długoterminowy kredyt bankowy z przeznaczeniem na spłatę wcześniej zaciągniętych zobowiązań z tytułu pożyczek i kredytów | $171,707 | Gmina Niegowa |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Insurance agent of PREVOIR - VIE GROUPE PREVOIR SPÓŁKA AKCYJNA - ODDZIAŁ W POLSCE | Active | |
| KNF | Insurance agent of SALTUS Towarzystwo Ubezpieczeń Wzajemnych | Active | |
| KNF | Insurance agent of SALTUS Towarzystwo Ubezpieczeń na Życie Spółka Akcyjna | Active |
Authorized Representatives
Manner of representation
Two members of the management board, or one member of the management board together with an attorney-in-fact, or two attorneys-in-fact appointed directly by the management board. When entering into bank account agreements referred to in Article 49 section 1 of the Banking Law, a member of the management board or an attorney-in-fact appointed directly by the management board.
Supervisory board
Beneficial owners
| Person | Rights |
|---|---|
Zbigniew Jan Ciszek (65)  | Other natural person. |
Bożena Iwona Talik (53) | Other natural person. |
Edyta Wagner (53) | Other natural person. |
Competitors
| Name | Revenue | Website | |
|---|---|---|---|
| Bank Spółdzielczy w GorzycachCooperative | $10,455,119.18 | bsgorzyce.pl | |
| Bank Spółdzielczy w ZgierzuCooperative | $9,180,361.60 | bszgierz.pl | |
| Bank Spółdzielczy w WolinieCooperative | $8,798,934.14 | bswolin.pl | |
| Bank Spółdzielczy w SławnieCooperative | $7,826,070.90 | bsslawno.pl | |
| Bank Spółdzielczy w WołczynieCooperative | $7,412,282.21 | bswolczyn.pl | |
| Bank Spółdzielczy w ŻywcuCooperative | $6,902,102.48 | bs-zywiec.pl | |
| Beskidzki Bank SpółdzielczyCooperative | $6,801,257.14 | bankbbs.pl | |
| Bank Spółdzielczy w ŻaganiuCooperative | $6,680,928.23 | bszagan.pl | |
| Bank Spółdzielczy w MiedźnejCooperative | $6,070,639.56 | bsmiedzna.pl | |
| Bank Spółdzielczy w ZaleszanachCooperative | $3,813,762.84 | bszaleszany.pl |
FAQ
Last updated: 2026-08-19