What is the main business of Spółdzielnia Bank Spółdzielczy w Piwnicznej - Zdroju?

The main business activity of the cooperative focuses on other monetary intermediation.

When was the cooperative founded?

The cooperative was registered in the Polish National Court Register (KRS) on July 4, 2002.

Where is the headquarters located?

The headquarters is located at: Rzeszutka 2, 33-350 Piwniczna-Zdrój.

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.

What was the revenue?

In 2024, the cooperative generated total revenue of $3,057,180, representing a decrease of 32.2% compared to 2023.

Yes, the cooperative recorded a net profit of $501,827 in 2024, meaning the cooperative increased its profit by 3.9%.

Bank Spółdzielczy w Piwnicznej - ZdrojuCooperative

Acceptance of deposits repayable on demand or at a specified maturity and maintenance of accounts for those deposits

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2002-07-04

Registered address

Rzeszutka 2, 33-350 Piwniczna-Zdrój, Poland

Electronic delivery address

AE:PL-43908-20411-SRWFF-27

Financials

Revenue history (in k)

Filing timeliness

Financial statements were filed on time, on average 39 days early. All were audited by a statutory auditor.

202517/06/2026
202418/06/2025
202314/06/2024
202206/07/2023
202122/06/2022
202024/06/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs voivodeship

Revenue

This companyUSD 2.06mMedianUSD 167.93kAverageUSD 3.47m

Net profit

This companyUSD 472.02kMedianUSD 3.96kAverageUSD 207.72k

Operating costs

This companyUSD 300.56kMedianUSD 141.71kAverageUSD 3.14m

Assets

This companyUSD 29.65mMedianUSD 156.75kAverageUSD 3.54m

Industry

Acceptance of deposits repayable on demand or at a specified maturity and maintenance of accounts for those deposits (64.19.Z)Primary
Issuing payment cards and carrying out transactions using them (66.19.Z)

Public procurement

2 tenders recorded as contractor, with a total value of $916,706.

Publication date	Subject	Amount	Contracting authority
Dec 11, 2024	Granting and servicing a long-term loan in the amount of PLN 3.783.824,06 (in words: three million seven hundred eighty-three thousand eight hundred twenty-four zlotys 06/100) to finance the planned budget deficit of Gmina Zakliczyn for 2024.	$573K$573,020	Gmina Zakliczyn
Dec 21, 2023	Granting of a long-term loan in the amount of 3.200.000,00 zł for Gmina Kamionka Wielka	$343.7K$343,685	Gmina Kamionka Wielka

Authorized Representatives

Beata Chruślicka – Management Board Member

Bogusława Tokarczyk – Management Board Member

Janusz Wojciechowski – President of the Management Board

Manner of representation

Declarations of will on behalf of the cooperative bank are made by two members of the management board, or one member of the management board together with an attorney-in-fact, or two attorneys-in-fact appointed directly by the management board. Declarations of will on behalf of the cooperative bank when concluding bank account agreements referred to in Article 49 section 1 of the Banking Law are made by a member of the management board or an attorney-in-fact appointed directly by the management board.

Supervisory board

Bernadeta Ogórek – Supervisory Board Member

Tadeusz Garwol – Supervisory Board Member

Maria Głąb – Supervisory Board Member

Helena Oraczek – Supervisory Board Member

Jan Żywczak – Supervisory Board Member

Beneficial owners

Person	Rights

Bank accounts

Registered as a VAT taxpayer on 1993-07-05.

Bank Polskiej Spółdzielczości (Grupa BPS)
76 1930 1767 2008 8813 0004 0001

Debt

No entries in the National Debtors Register (KRZ).

Public aid

12 public aid cases recorded, with a total value of $91,456.

Grant date	Purpose	Gross amount	Granting body
Jan 29, 2025	De minimis aid (in accordance with Commission Regulation 2023/2831)	$2,868$2,868	STAROSTA POWIATU NOWOSĄDECKIEGO
Apr 3, 2024	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$2,579$2,579	STAROSTA POWIATU NOWOSĄDECKIEGO
Feb 7, 2023	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$4,252$4,252	STAROSTA POWIATU NOWOSĄDECKIEGO

Regulatory authorisations

Authority	Type	Status
KNF	Insurance agent of Generali Towarzystwo Ubezpieczeń Spółka Akcyjna	Active
KNF	Insurance agent of Generali Życie Towarzystwo Ubezpieczeń Spółka Akcyjna	Active
KNF	Cooperative bank	Active

Competitors

Name	Revenue	Website
Łącki Bank SpółdzielczyCooperative	$19,092,824.99	bslacko.pl
Bank Spółdzielczy w GorlicachCooperative	$6,957,414.12	bs.gorlice.pl
Bank Spółdzielczy w SłomnikachCooperative	$6,750,000.39	bs-slomniki.com.pl
Bank Spółdzielczy w JabłonceCooperative	$6,610,543.91	bsjablonka.pl
Bank Spółdzielczy w Czarnym DunajcuCooperative	$6,115,067.54	bsczarnydunajec.pl
Bank Spółdzielczy w SkawinieCooperative	$5,608,082.92	bs-skawina.com.pl
Bank Spółdzielczy w Starym SączuCooperative	$5,472,671.35	bsstarysacz.pl
Bank Spółdzielczy w DobczycachCooperative	$4,784,053.64	bsdobczyce.pl
Bank Spółdzielczy w PodegrodziuCooperative	$3,284,733.98	bspodegrodzie.pl
Bank Spółdzielczy w Łososinie DolnejCooperative	$3,063,450.78	bslososinadolna.pl