Overview
Łódzki Bank Spółdzielczy is a cooperative bank that offers services such as the "Kredyt Przystępny" loan program and a new digital banking platform set to launch in January 2026. The bank also provides a mobile application feature that allows users to view their card's CVV in a digital format. Additionally, it is involved in the "800+" program, with a new application round starting in February 2026.
Financials
Revenue history (in m)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
News
Industry
Bank accounts
Registered as a VAT taxpayer on 1996-12-30. Active
48 1610 0006 2002 8784 0003 0002- 75 1610 0006 2002 8784 0003 0001
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
7 public aid cases recorded, with a total value of $99,001.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jan 12, 2026 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $185$185 | Energa - Obrót S.A. | |
| Nov 14, 2022 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $10,098$10,098 | HRP Czernecka, Jaszczyński sp. j. | |
| Jun 20, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $8,497$8,497 | Prezes Zakładu Ubezpieczeń Społecznych |
Tenders
17 tenders recorded as contractor: 11 national ($1,269,809) and 6 EU ($8,207,585).
| Publication date | Subject | Amount | Contracting authority | |
|---|---|---|---|---|
| Jan 13, 2026 | Usługa bankowa dotycząca zaciągnięcia przez Gminę Łask kredytu długoterminowego | $1.7M$1,740,590 | Gmina Łask | |
| Jan 6, 2026 | Zaciągnięcie kredytu długoterminowego w wysokości 16500 000 zł na spłatę wcześniej zaciągniętych zobowiązań (pożyczki i kredyty) i pokrycie deficytu budżetowego | $1.7M$1,704,622 | Gmina Wieluń | |
| Nov 14, 2025 | Udzielenie i obsługa kredytu długoterminowego na pokrycie planowanego deficytu budżetu w 2025 roku w wysokości 1.500.000,00 PLN | $168.2K$168,194 | Gmina Dąbrowice |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Insurance agent of Generali Towarzystwo Ubezpieczeń Spółka Akcyjna | Active | |
| KNF | Cooperative bank | Active |
Authorized Representatives
Manner of representation
Declarations of will on behalf of Łódź Cooperative Bank are made by at least two members of the management board, or by one member of the management board and a person authorized for this purpose by the management board (attorney-in-fact), or by two attorneys-in-fact appointed by the management board.
Supervisory board
Beneficial owners
| Person | Rights | |
|---|---|---|
Radosław Marian Kuleczka (59)  | Other natural person. | |
Marta Henryka Tomczak (45) | Other natural person. | |
Dariusz Wojciechowski (62) | Other natural person. |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Bank Spółdzielczy w ŁosicachCooperative | $16,779,017.43 | bslosice.pl | ||
| Lubusko - Wielkopolski Bank SpółdzielczyCooperative | $14,655,136.90 | lwbsdrezdenko.pl | ||
| Bank Spółdzielczy w ŁomżyCooperative | $14,077,196.76 | bslomza.pl | ||
| Bank Spółdzielczy w LubartowieCooperative | $12,149,406.28 | bslubartow.pl | ||
| Bank Spółdzielczy w CzłuchowieCooperative | $8,174,880.32 | bsczluchow.pl | ||
| Bank Spółdzielczy w LegionowieCooperative | $7,487,326.43 | bslegionowo.pl | ||
| Bank Spółdzielczy w WołczynieCooperative | $7,412,282.21 | bswolczyn.pl | ||
| Bank Spółdzielczy w Wysokiem MazowieckiemCooperative | $6,935,295.93 | bswysokiemazowieckie.pl | ||
| Bank Spółdzielczy Grodków - Łosiów z Siedzibą w GrodkowieCooperative | $6,795,530.13 | bsgrodkow.pl | ||
| Bank Spółdzielczy w LubawieCooperative | $5,398,658.18 | bslubawa.pl |
Change history
| Date | Event | |
|---|---|---|
| 2019-10-30 | Name change (Bank Spółdzielczy Rzemiosła W Łodzi → Łódzki Bank Spółdzielczy) | |
| 2017-10-31 | Address change (Moniuszki 6, 90- 111, Łódź → Ul. Stefana Żeromskiego 68, 90-502, Łódź) | |
| 2002-07-19 | Entered in the register |
FAQ
Last updated: 2026-10-07