Bank Spółdzielczy w KowaluCooperative

Activities involving the taking of deposits and granting of credit in forms such as loans, mortgage loans, credit cards, etc., by financial institutions other than the central bank, e.g. banks, savings banks and credit institutions

KRS: NIP: REGON:

Overview

Status
Active
Registry date
2002-10-23
Registered address
Piłsudskiego 42, 87-820 Kowal, Poland
Electronic delivery address
AE:PL-96250-19232-VUEHR-23

Financials

Revenue history (in k)

Filing timeliness

Financial statements were filed on time, on average 53 days early. All were audited by a statutory auditor.

  • 202511/06/2026
  • 202429/05/2025
  • 202321/05/2024
  • 202207/06/2023
  • 202115/06/2022
  • 202024/06/2021
Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs voivodeship

Revenue
This companyUSD 7.71mMedianUSD 200.90kAverageUSD 3.75m
Net profit
This companyUSD 2.66mMedianUSD 5.29kAverageUSD 166.18k
Operating costs
This companyUSD 1.10mMedianUSD 175.27kAverageUSD 3.46m
Assets
This companyUSD 125.55mMedianUSD 175.87kAverageUSD 3.41m

Industry

  • Activities involving the taking of deposits and granting of credit in forms such as loans, mortgage loans, credit cards, etc., by financial institutions other than the central bank, e.g. banks, savings banks and credit institutions (64.19.Z)Primary
  • Taking up or acquiring shares and rights attached to shares, interests in another legal person, and units in investment funds, provided that each taking up or acquisition, except for taking up or acquiring shares, rights attached to shares or interests in banks, requires the consent of SGB Bank S.A (64.99.Z)
  • Intermediation in the conclusion of insurance contracts (66.22.Z)

Public procurement

6 tenders recorded as contractor: 5 national ($308,373) and 1 EU ($6,053,769).

SubjectAmount
“Taking out a long-term loan of PLN 16,000,000.00 to cover the planned budget deficit of Gmina Fabianki”
$6.1M
Taking out a long-term loan to finance an investment by Gmina Miasto Kowal in the amount of 880.000,00 zł
$88,859
Granting and servicing a long-term PLN loan of PLN 1 500 000,00 to finance the planned budget deficit – financing investment projects
$109.4K

Authorized Representatives

Beata Zofia Jabłońska – President of the Management Board
Sylwia Biegniewska – Vice President of the Management Board
Magdalena Patrycja Sosińska – Vice President of the Management Board

Manner of representation

Two members of the management board, or a member of the management board with an attorney-in-fact, or two attorneys-in-fact appointed directly by the management board, except for matters regulated in § 23 item 15.

Supervisory board

Barbara Grażyna Błaszczyk – Supervisory Board Member
Bogdan Domżalski – Supervisory Board Member
Edward Dominikowski – Supervisory Board Member
Kazimierz Falkowski – Supervisory Board Member
Grażyna Maria Makowska – Supervisory Board Member

Beneficial owners

Person

Bank accounts

Registered as a VAT taxpayer on 1994-01-07.

Debt

No entries in the National Debtors Register (KRZ).

Public aid

9 public aid cases recorded, with a total value of $85,334.

PurposeGross amount
De minimis aid (in accordance with Commission Regulation 2023/2831)
$10,683
De minimis aid (in accordance with Commission Regulation 2023/2831)
$7,534
De minimis aid (in accordance with Commission Regulation 2023/2831)
$3,214

Regulatory authorisations

AuthorityTypeStatus
Insurance agent of Generali Towarzystwo Ubezpieczeń Spółka Akcyjna Active
Insurance agent of Generali Życie Towarzystwo Ubezpieczeń Spółka Akcyjna Active
Cooperative bank Active

Competitors

Name
Nicolaus Bank Spółdzielczy w ToruniuCooperative
Bank Spółdzielczy w Piotrkowie KujawskimCooperative
Bank Spółdzielczy Pałuki w ŻninieCooperative
Inobank Bank Spółdzielczy w InowrocławiuCooperative
Bank Nakielski Bank Spółdzielczy w Nakle nad NoteciąCooperative
Bank Spółdzielczy w BydgoszczyCooperative
Bank Spółdzielczy w WięcborkuCooperative
Bank Spółdzielczy w Nowem N/WisłąCooperative
Bank Spółdzielczy w KcyniCooperative
Bank Spółdzielczy w Golubiu-DobrzyniuCooperative

Change history

DateEvent
2010-09-02PKD change
2006-08-04PKD change
2002-10-23Entered in the register

FAQ

Last updated: 2026-10-07