What is the main business of Spółdzielnia Bank Spółdzielczy w Sieradzu?

The main business activity of the cooperative focuses on other monetary intermediation.

When was the cooperative founded?

The cooperative was registered in the Polish National Court Register (KRS) on December 19, 2002.

Where is the headquarters located?

The headquarters is located at: ul. Zamkowa 2, 98-200 Sieradz.

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2025 to December 31, 2025.

What revenue was generated?

In 2025, the cooperative generated total revenue of USD 7,295,552, representing an increase of 9.5% compared to 2024.

Is the cooperative profitable?

Yes, in 2025 the cooperative was profitable, achieving a net profit of USD 2,175,528, meaning the cooperative decreased its profit by 6.8%.

Bank Spółdzielczy w SieradzuCooperative

Q: Who is on the management board?

The management board consists of: Anna Śledzińska (Vice President of the Management Board), Małgorzata Banaś Reike (Vice President of the Management Board), and Katarzyna Małgorzata Dudczak (President of the Management Board).

Acceptance of deposits repayable on demand or at a specified maturity and maintenance of accounts for those deposits

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2002-12-19

Activity description

Bank Spółdzielczy W Sieradzu is a cooperative bank that offers a range of financial products including savings accounts, term deposits, personal loans, and credit cards. It provides services for individuals, agricultural businesses, and institutions, with options for online banking and mobile applications. The bank also features specific products like youth accounts and various types of loans, including investment and revolving credits.

Registered address

ul. Zamkowa 2, 98-200 Sieradz, Poland

Branches

ul. Kościelna 28, 98-260 Burzenin
ul. Wspólna 39, 98-275 Brzeźnio
Wróblew 10, 98-285 Wróblew

Website

bssieradz.pl

Opening hours

Monday–Friday: 8:00–15:30

Phone

Social media

Electronic delivery address

AE:PL-14508-40747-RCDVG-26

Financials

Revenue history (in k)

Filing timeliness

Financial statements were filed on time, on average 61 days early. All were audited by a statutory auditor.

202508/05/2026
202402/06/2025
202327/05/2024
202216/06/2023
202115/06/2022
202024/05/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs voivodeship

Revenue

This companyUSD 7.30mMedianUSD 192.57kAverageUSD 3.99m

Net profit

This companyUSD 2.18mMedianUSD 4.24kAverageUSD 47.88k

Operating costs

This companyUSD 1.67mMedianUSD 169.82kAverageUSD 3.81m

Assets

This companyUSD 111.76mMedianUSD 170.20kAverageUSD 3.36m

Industry

Acceptance of deposits repayable on demand or at a specified maturity and maintenance of accounts for those deposits (64.19.Z)Primary

Offer

Cash loans
Mortgage loans
Debt consolidation loans
Mortgage-backed loans
Credit cards
Bank accounts

Website technology

Website

Joomla

Analytics and marketing

Google Analytics
Google Tag Manager

Public procurement

2 tenders recorded as contractor, with a total value of $2,126,969.

Publication date	Subject	Amount	Contracting authority
Jan 13, 2026	Banking service concerning the taking out of a long-term loan by Gmina Łask	$1.7M$1,740,590	Gmina Łask
Dec 31, 2024	Granting of a long-term loan of 3 500 000,00 zł to finance the planned deficit	$386.4K$386,379	Gmina Burzenin

Authorized Representatives

Anna Śledzińska – Vice President of the Management Board

Małgorzata Banaś-Reike – Vice President of the Management Board

Katarzyna Małgorzata Dudczak – President of the Management Board

Manner of representation

Declarations of will on behalf of the bank are made by at least two members of the management board, or by one member of the management board and a person authorised for this purpose by the management board (an attorney-in-fact or two attorneys-in-fact appointed directly by the management board).

Supervisory board

Aleksandra Kuświk – Supervisory Board Member

Aneta Palma – Supervisory Board Member

Artur Małecki – Supervisory Board Member

Sławomir Jakub Balcerzak – Supervisory Board Member

Mariusz Janczak – Supervisory Board Member

Beneficial owners

Person	Rights

Bank accounts

Registered as a VAT taxpayer on 1993-07-05.

SGB-Bank S.A. (Spółdzielcza Grupa Bankowa)
26 1610 1159 0000 6015 2000 0006

Debt

No entries in the National Debtors Register (KRZ).

Public aid

Grant date	Purpose	Gross amount	Granting body
Jun 21, 2017	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	––	Bankowy Fundusz Gwarancyjny

Regulatory authorisations

Authority	Type	Status
KNF	Cooperative bank	Active
BDO	BDO register entry	Active

Competitors

Name	Revenue	Website
Bank Spółdzielczy w SochaczewieCooperative	$16,684,452.59	bssochaczew.pl
Bank Spółdzielczy Ziemi SzczecińskiejCooperative	$14,477,347.87	bszspyrzyce.pl
Bank Spółdzielczy w SkoczowieCooperative	$10,505,072.25	bs.skoczow.pl
Bank Spółdzielczy w SuwałkachCooperative	$9,357,918.07	bssuwalki.pl
Bank Spółdzielczy w SiedlcuCooperative	$8,305,495.78	banksiedlec.pl
Bank Spółdzielczy w SławnieCooperative	$7,829,970.61	bsslawno.pl
Bank Spółdzielczy w StaszowieCooperative	$7,729,091.55	bsstaszow.pl
Bank Spółdzielczy w ŻywcuCooperative	$6,902,102.48	bs-zywiec.pl
Beskidzki Bank SpółdzielczyCooperative	$6,803,749.04	bankbbs.pl
Bank Spółdzielczy w CzerskuCooperative	$5,426,406.39	bsczersk.pl

Change history

Date	Event
2015-03-30	PKD change (Removed: 64.99.Z, 66.19.Z, 68.10.Z)
2015-02-16	Address change (Sukiennicza 3, 98- 200, Sieradz → Ul. Zamkowa 2, 98-200, Sieradz)
2010-10-08	Switch to PKD 2007 (1 PKD 2004 code → 4 PKD 2007 codes)
2006-08-25	PKD change (Removed: 65.12.B, 65.23.Z, 67.13.Z)
2002-12-19	Entered in the register

FAQ

Last updated: 2026-10-07