Overview
Bank Spółdzielczy W Bystrej is a cooperative bank that offers personal and business accounts, savings options, credit cards, and loans, including a new mortgage product secured by property. It provides payment processing solutions through card terminals and the POSapp, as well as instant transfers via the Expres-elixir service available 24/7. Additionally, the bank has services for farmers and associations, and it promotes participation in a lottery with a cash prize.
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 1995-01-01. Active
38 1930 1103 2001 8133 0003 0001
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
35 public aid cases recorded, with a total value of $86,716.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| May 25, 2023 | Aid in the form of wage subsidies for the recruitment of workers with disabilities | —— | Prezes Zarządu Państwowego Funduszu Rehabilitacji Osób Niepełnosprawnych | |
| Apr 25, 2023 | Aid in the form of wage subsidies for the recruitment of workers with disabilities | —— | Prezes Zarządu Państwowego Funduszu Rehabilitacji Osób Niepełnosprawnych | |
| Mar 23, 2023 | Aid in the form of wage subsidies for the recruitment of workers with disabilities | —— | Prezes Zarządu Państwowego Funduszu Rehabilitacji Osób Niepełnosprawnych |
Tenders
2 tenders recorded as contractor, with a total value of $431,407.
| Publication date | Subject | Amount | Contracting authority | |
|---|---|---|---|---|
| Jan 2, 2026 | Udzielenie kredytu długoterminowego w kwocie 2.100.000,00 zł z przeznaczeniem na spłatę zaciągniętych w latach poprzednich kredytów i pożyczek | $245.3K$245,297 | Gmina Wilkowice | |
| Jan 11, 2023 | Udzielenie kredytu w wysokości 1.500.000 zł na sfinansowanie planowanego deficytu budżetowego | $186.1K$186,110 | Gmina Wilkowice |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Cooperative bank | Active | |
 BDO | BDO register entry | Active |
Authorized Representatives
Manner of representation
Declarations of will on behalf of the cooperative bank are made by two members of the management board, or by one member of the management board together with an attorney-in-fact, or by two attorneys-in-fact, appointed directly by the management board. Declarations of will on behalf of the cooperative bank when entering into bank account agreements referred to in Article 49(1) of the Banking Law are made by a member of the management board or by an attorney-in-fact appointed directly by the management board.
Supervisory board
Beneficial owners
| Person | Rights | |
|---|---|---|
Jacek Krzysztof Koterwa (56)  | President of the management board | |
Marzena Halina Roj (55) | Członek zarządu ds. handlowych | |
Dorota Bernadeta Rusin (59) | Członek zarządu ds. finansowo-księgowych |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Bank Spółdzielczy w BłażowejCooperative | $5,069,014.53 | bs-blazowa.pl | ||
| Bank Spółdzielczy w KolbuszowejCooperative | $4,930,183.59 | bs-kolbuszowa.pl | ||
| Bank Spółdzielczy w NiechobrzuCooperative | $3,979,282.04 | bsniechobrz.pl | ||
| Bank Spółdzielczy w Nowem N/WisłąCooperative | $3,971,468.16 | bsnowe.com.pl | ||
| Bank Spółdzielczy w GruduskuCooperative | $3,736,889.01 | bsgrudusk.pl | ||
| Bieszczadzki Bank Spółdzielczy w Ustrzykach DolnychCooperative | $3,379,350.57 | bbsustrzyki.pl | ||
| Bank Spółdzielczy w PodegrodziuCooperative | $3,284,733.98 | bspodegrodzie.pl | ||
| Bank Spółdzielczy w UstroniuCooperative | $2,764,654.98 | bsustron.pl | ||
| Bank Spółdzielczy w PrabutachCooperative | $2,626,853.52 | bsprabuty.pl | ||
| Bank Spółdzielczy w ŚwierklańcuCooperative | $2,619,736.26 | bs-swierklaniec.pl |
Change history
| Date | Event | |
|---|---|---|
| 2020-10-21 | PKD change (Removed: 65.12.A, 65.23.Z; Added: 64.19.Z) | |
| 2004-02-25 | Entered in the register |
FAQ
Last updated: 2026-08-10