Overview
Status
Active
Registry date
2011-01-20
Share capital
50,000.00 PLN
Registered address
Kuropatwy 26 A, 02-892 Warszawa, Poland
Financials
Only balance sheet data (assets and liabilities) is available. The income statement (P&L) is not available in the source filing for this period.
Revenue history
Filing timeliness
No financial statement for 2025 – the filing deadline has passed. 3 of 6 financial statements were filed late (the longest delay 26 days for 2021).
- 2025not filed
- 202431/07/2025
- 202308/08/2024
- 202213/07/2023
- 202110/08/2022
- 202007/07/2021
Filed on timeDelayFiling deadline
Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.
Industry
Authorized Representatives
Adam Kopiczko – Management Board Member
Jacek Adrian Markowski – Management Board Member
Manner of representation
The joint action of two members of the management board or one member of the management board jointly with a commercial proxy is required to make declarations on behalf of the company.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
| 900 | $12,155.59 | 90% | |
Others | 100 | $1,350.62 | 10% |
Beneficial owners
| Person | Rights |
|---|---|
Debt
No entries in the National Debtors Register (KRZ).
Public aid
No public aid cases recorded in the last 10 years.
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Smartney Grupa OneyS.A. | $76,741,653.53 | smartney.pl | ||
| BNP Paribas Group Service CenterS.A. | $20,499,246.61 | bnpparibasgsc.pl | ||
| LM PayS.A. | $7,041,862.81 | mediraty.pl | ||
| Towarzystwo Inwestycji Społeczno-EkonomicznychS.A. | $5,185,805.52 | tise.pl | ||
| Alpha Creditsp. z o.o. | $726,427.14 | alphacredit.pl | ||
| FR FinanceS.A. | $34,120.64 | frfinance.pl | ||
| Pilum Prawo i Finanse - Kancelaria Prawniczasp. z o.o. | $15,359.65 | pilum.pl | ||
| NEW Alphasp. z o.o. | $31.87 | alphacredit.pl | ||
| Mobilne Finansesp. z o.o. | – | mobilnefinanse.pl | ||
| Erste Factoringsp. z o.o. | – | erste.pl |
Change history
| Date | Event | |
|---|---|---|
| 2025-05-13 | Business resumed | |
| 2016-01-14 | PKD change (Removed: 64 codes) | |
| 2016-01-01 | Business suspended | |
| 2011-01-20 | Entered in the register |
FAQ
The main business activity of AF Raty focuses on other credit granting.
The company was registered in the Polish National Court Register (KRS) on January 20, 2011.
The headquarters is located at: Kuropatwy 26 A, 02-892 Warszawa.
The management board consists of: Adam Kopiczko (Member of the Management Board) and Jacek Adrian Markowski (Member of the Management Board).
The share capital of the company is PLN 50,000 (approx. $13,506).
The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.
Last updated: 2026-04-20