Overview
M.Capital provides businesses with factoring and financing for invoices with deferred payment terms, without fixed fees and with a commission charged when the service is used. Services include full, recourse and reverse factoring, with funds available within as little as 24 hours. The offering serves companies in transport and logistics, manufacturing, construction, B2B trade and services, as well as startups.
Financials
The financial statement for 2025 has not yet been filed with the Financial Document Repository (past deadline).
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2024.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2012-07-05. Active
70 1090 1186 0000 0001 3346 3792
52 1090 1186 0000 0001 2189 0561
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
11 public aid cases recorded, with a total value of $7,293.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Mar 5, 2024 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $501$501 | Prezes Banku Gospodarstwa Krajowego | |
| Mar 2, 2023 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $635$635 | Prezes Banku Gospodarstwa Krajowego | |
| Mar 3, 2022 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $479$479 | Prezes Banku Gospodarstwa Krajowego |
Tenders
No recorded participation in tenders.
Authorized Representatives
Manner of representation
In the case of a one-person management board, the President of the Management Board independently or a commercial proxy independently is authorized to represent the company and to submit declarations of will on its behalf; in the case of a multi-member management board, the President of the Management Board independently, or two members of the management board acting jointly, or one member of the management board acting jointly with a commercial proxy.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
| 1,960 | $26,472.18 | 49% | |
Miłosz Andrzej Mikołajczyk (41) | 2,000 | $27,012.43 | 50% |
Others | 40 | $540.25 | 1% |
Beneficial owners
| Person | Rights |
|---|---|
Subsidiaries
| Name | Share value | Stake | ||
|---|---|---|---|---|
Rezydencje Istebnasp. z o.o. | 66,180.44 USD | 100% | ||
E-Factoringsp. z o.o. | 2,701.24 USD | 100% | ||
KMW Developmentsp. z o.o. | 472.72 USD | 35% |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Social Bankingsp. z o.o. | $353,578.52 | socialbanking.pl | ||
| Jatex Finansesp. z o.o. | $312,872.47 | jatex.com.pl | ||
| DE Futurumsp. z o.o. | $290,755.79 | defuturum.com | ||
| WEC Financialsp. z o.o. | $286,999.14 | wecfinancial.pl | ||
| Smart FaktorS.A. | $275,639.46 | smartfaktor.pl | ||
| V Leasingsp. z o.o. | $185,300.63 | vleasing.pl | ||
| Finea Financesp. z o.o. | $161,638.45 | finea24.pl | ||
| Pastpay Europesp. z o.o. | $159,470.97 | pastpay.com | ||
| Faktoringbrokersp. z o.o. | $145,636.25 | faktoringbroker.pl | ||
| PD Partnerssp. z o.o. | $117,157.14 | pdpartners.pl |
Change history
| Date | Event | |
|---|---|---|
| 2016-08-30 | Share capital change (100,000.00 PLN → 200,000.00 PLN) | |
| 2016-08-30 | PKD change (Removed: 08.11.Z, 08.12.Z, 08.99.Z, 09.90.Z, 19.20.Z, 41.10.Z, 41.20.Z, 42.11.Z, 42.12.Z, 42.13.Z, 42.21.Z, 42.22.Z, 42.99.Z, 43.11.Z, 43.12.Z, 43.13.Z, 43.21.Z, 43.29.Z, 43.39.Z, 43.99.Z, 46.71.Z, 47.30.Z, 52.24, 64.92.Z, 66.19.Z, 68.10.Z, 68.20.Z, 68.32.Z, 70.10.Z, 81.30.Z, 82.9) | |
| 2014-05-27 | PKD change (Added: 41.10.Z, 41.20.Z, 42.11.Z, 42.12.Z, 42.13.Z, 42.21.Z, 42.22.Z, 42.99.Z, 43.11.Z, 43.12.Z, 43.13.Z, 43.21.Z, 43.22.Z, 43.29.Z, 43.39.Z, 43.99.Z, 52.10.B, 81.30.Z) | |
| 2013-09-05 | Share capital change (5,000.00 PLN → 100,000.00 PLN) | |
| 2011-09-27 | Entered in the register |
FAQ
Last updated: 2026-04-21
