Smart FaktorS.A.
Other financial service activities, except insurance and pension funding not elsewhere
Overview
Smart Faktor provides factoring for companies in Poland and abroad. Its offer includes domestic factoring, foreign factoring, and financing for invoices with deferred payment terms. After receivables are submitted, it pays an advance, and the customer later settles the invoice with Smart Faktor.
Financials
The financial statement for 2025 has not yet been filed with the Financial Document Repository (past deadline).
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2024.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2017-06-01. Active
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
MSiG notices
| Publication date | Event | |
|---|---|---|
| Nov 18, 2020 | Call to creditors |
Public aid
16 public aid cases recorded, with a total value of $72,340.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Dec 14, 2021 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $2,012$2,012 | Polskie Stowarzyszenie Doradcze i Konsultingowe | |
| Nov 16, 2021 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $1,097$1,097 | Polskie Stowarzyszenie Doradcze i Konsultingowe | |
| Oct 15, 2021 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $5,232$5,232 | Zarząd Nadbałtyckich Inicjatyw Klastrowych sp. z o.o. |
Tenders
No recorded participation in tenders.
Authorized Representatives
Manner of representation
In the case of a multi-member management board, the company shall be represented, declarations of will shall be made and agreements shall be signed on behalf of the company by two members of the management board acting jointly, or by one member of the management board jointly with a commercial proxy. In the case of a one-person management board, the right to represent the company and make declarations of will on its behalf shall vest in the President of the Management Board.
Supervisory board
Beneficial owners
| Person | Rights | |
|---|---|---|
Rafał Chraboł (51)  | Shareholder of a joint-stock company, 50.0%; Management board member |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Finstrumentsp. z o.o. | $800,184.04 | finstrument.pl | ||
| Fair Finance24sp. z o.o. | $757,117.30 | fairfinance24.pl | ||
| One SolutionS.A. | $698,108.79 | onesolutionsa.pl | ||
| EndofundS.A. | $670,573.41 | endofund.pl | ||
| Prosp. z o.o. | $622,233.12 | prodoradcy.pl | ||
| Banking Retail System Leasingsp. z o.o. | $417,106.64 | brsonline.pl | ||
| Social Bankingsp. z o.o. | $353,578.52 | socialbanking.pl | ||
| FaktoramaS.A. | $201,913.65 | faktorama.pl | ||
| Finea Financesp. z o.o. | $161,638.45 | finea24.pl | ||
| Faktoringbrokersp. z o.o. | $145,636.25 | faktoringbroker.pl |
Change history
| Date | Event | |
|---|---|---|
| 2021-05-17 | Share capital change (188,765.00 PLN → 100,973.00 PLN) | |
| 2019-09-16 | Address change (Ul. Łagodna 4/2, 02-654, Warszawa → Ul. Prosta 70, 00-838, Warszawa) | |
| 2019-02-13 | Share capital change (176,624.00 PLN → 188,765.00 PLN) | |
| 2018-02-27 | Share capital change (102,000.00 PLN → 176,624.00 PLN) | |
| 2017-04-27 | Entered in the register |
FAQ
Last updated: 2026-03-28