Overview
Expert-Kredyt provides credit-related services in Bielsko-Biała, Oświęcim, Pszczyna, Żywiec and Zakopane. The company is based in Siemianowice Śląskie and has a branch in Bielsko-Biała.
Financials
Revenue history (in k)
From the notes
| Loans and borrowings | $205,748 | |
| Contingent liabilities | $0 |
Filing timeliness
2 of 6 financial statements were filed late (the longest delay 213 days for 2023).
- 202530/04/2026
- 202428/04/2025
- 202313/02/2025
- 202215/07/2023
- 202117/10/2022
- 202030/07/2021
Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.
Statistics
How the company ranks by revenue within its industry, city, voivodeship and across Poland in 2025.
Results vs industry
Industry
Offer
- Loans
Website technology
- Contact and booking
- Smartsupp
Authorized Representatives
Manner of representation
Each member of the management board acting independently is authorized to represent the company.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Krzysztof Adam Dudekage 46 | 3,700 | $99,945.98 | 78.7234% |
Kamil Piotr Mastalskiage 38 | 1,000 | $27,012.43 | 21.2766% |
Beneficial owners
| Person | Rights |
|---|---|
Bank accounts
Registered as a VAT taxpayer on 2012-07-23.
Bank spółdzielczy04 8454 1053 2001 0061 2665 0001
63 1020 2313 0000 3202 0428 7611- Bank spółdzielczy68 8791 0009 0000 0389 7023 0001
Debt
No entries in the National Debtors Register (KRZ).
Real estate
| Type | Amount |
|---|---|
Land (incl. perpetual usufruct) | $753$753 |
Buildings and premises | $296.9K$296,859 |
Public aid
13 public aid cases recorded, with a total value of $198,590.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Dec 1, 2023 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $5,161$5,161 | Prezes Banku Gospodarstwa Krajowego | |
| Apr 14, 2021 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $7,696$7,696 | Centrum Szkoleniowo-Doradcze Dr Kurnicki sp. k. | |
| Feb 2, 2021 | Other crisis aid | $0$0 | Polski Fundusz Rozwoju S.A. |
European Funds
| Start | Project | EU co-financing | Programme | |
|---|---|---|---|---|
| 2020-08-01 | New business support services as an opportunity for the region's economic development. | $160.2K$160,202 | Regional Operational Programme for the Śląskie Voivodeship for 2014-2020 |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Consumer credit intermediary | Active |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Kredico2000sp. z o.o. | $622,421.24 | kredico2000.pl | ||
| Prosp. z o.o. | $622,233.12 | prodoradcy.pl | ||
| Nestor Kancelaria Finansowasp. z o.o. | $456,232.43 | kfnestor.pl | ||
| Banking Retail System Leasingsp. z o.o. | $417,106.64 | brsonline.pl | ||
| PRO-Banking Kancelaria Prawno-Finansowasp. z o.o. | $321,136.62 | pro-banking.pl | ||
| Eska Finansesp. z o.o. | $309,585.05 | eskafinanse.pl | ||
| Ahorasp. z o.o. | $222,870.83 | ahora-polska.pl | ||
| PRO-Banking Sankcjesp. z o.o. | $202,964.37 | pro-banking.pl | ||
| Finea Financesp. z o.o. | $161,638.45 | finea24.pl | ||
| Superbrokersp. z o.o. | $80,350.89 | superbroker.pl |
Change history
| Date | Event | |
|---|---|---|
| 2023-04-13 | Share capital increase (200,000.00 PLN → 470,000.00 PLN) | |
| 2016-02-26 | Share capital increase (5,000.00 PLN → 200,000.00 PLN) | |
| 2016-02-26 | PKD change (Removed: 24 codes) | |
| 2012-07-17 | Entered in the register |
FAQ
Last updated: 2026-04-30