Credit Royalsp. z o.o.
Retail sale of watches, clocks and jewellery in specialised stores
Overview
Credit Royal is a company that specializes in debt purchasing, providing services to manage liquidity and credit risk for businesses and investors. They evaluate and negotiate the purchase of debts from original creditors, aiming to recover amounts from debtors at a profit. Additionally, they may create securitization funds to issue securities backed by purchased debts, allowing for greater debt acquisition and risk distribution.
Financials
The financial statement for 2023 has not yet been filed with the Financial Document Repository (past deadline).
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2022.
Results vs industry
Industry
Bank accounts
Was a VAT taxpayer from 2017-11-22 to 2025-06-26. Removed from VAT register
Reason for removal: Art. 96 ust. 9a pkt 2 (VAT returns not filed for 3 consecutive months or a quarter)
Debt
4 active proceedings recorded in KRZ. Active proceeding
| Registration date | Proceeding type | Status | |
|---|---|---|---|
| Jul 26, 2023 | Arrangement approval proceedings | In progress | |
| Oct 29, 2025 | Discontinued enforcement proceedings | Closed | |
| Mar 14, 2024 | Petition to declare entrepreneur bankruptcy | Closed | |
| Nov 28, 2023 | Proceedings after filing an arrangement approval application | Closed |
MSiG notices
| Publication date | Event | |
|---|---|---|
| Mar 30, 2026 | Dissolution without liquidation opened |
Public aid
6 public aid cases recorded, with a total value of $135,953.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Dec 7, 2021 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $14,670$14,670 | Prezes Zakładu Ubezpieczeń Społecznych | |
| Jul 13, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $118.9K$118,857 | Polski Fundusz Rozwoju S.A. | |
| Jun 25, 2020 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $764$764 | PIERWSZY URZĄD SKARBOWY WARSZAWA-ŚRÓDMIEŚCIE |
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Consumer credit intermediary | Inactive | |
| KNF | Public warnings list | Warning |
Authorized Representatives
Manner of representation
For submitting declarations of will on behalf of the company and representing the company, in the case of a one-person management board, the President of the Management Board is entitled to act independently. In the case of a multi-member management board, the President of the Management Board jointly with a member of the management board (including the Vice-President of the Management Board if appointed) is entitled to submit declarations of will on behalf of the company and represent the company.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Tomasz Fabian Bracki (52) | 240 | $32,414.91 | 23.8095% |
Jerzy Mazurek (46) | 240 | $32,414.91 | 23.8095% |
Teresa Mścichowska (66) | 240 | $32,414.91 | 23.8095% |
Jarosław Jan Sabała (49) | 240 | $32,414.91 | 23.8095% |
Others | 48 | $6,482.98 | 4.762% |
Beneficial owners
| Person | Rights | |
|---|---|---|
Jarosław Jan Sabała (49)  | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Swarovski Polandsp. z o.o. | $11,128,930.97 | swarovski.com | ||
| Orskasp. k. | $2,366,179.62 | orska.pl | ||
| Luvasp. z o.o. | $1,707,361.75 | luva.pl | ||
| Berries&Co.sp. z o.o. | $1,407,532.69 | berriesandco.pl | ||
| Demussp. z o.o. | $736,533.98 | demus-zegarki.pl | ||
| Gioosp. z o.o. | $567,778.41 | jubilergioo.pl | ||
| THE Dreamer Conciergesp. z o.o. | $509,669.76 | thedreamerconcierge.com | ||
| Futurumsp. z o.o. | $456,194.71 | missebo.pl | ||
| Energetixsp. z o.o. | $388,532.95 | energetix.com.pl | ||
| Metinisp. z o.o. | $382,977.91 | metini.pl |
Change history
| Date | Event | |
|---|---|---|
| 2024-02-14 | Address change (Rynek 1a, 58-100, Świdnica → Postępu 17b, 02-676, Warszawa) | |
| 2023-09-27 | PKD change (Removed: 64.19.Z, 64.20.Z, 64.99.Z, 66.19.Z, 82.91.Z; Added: 47.77.Z) | |
| 2023-06-12 | Address change (Ul. Łopuszańska 32, 02-220, Warszawa → Rynek 1a, 58-100, Świdnica) | |
| 2022-07-12 | Address change (Ul. Królewska 18, 00-103, Warszawa → Ul. Łopuszańska 32, 02-220, Warszawa) | |
| 2019-11-28 | PKD change (Removed: 82.20.Z; Added: 64.92.Z) |
FAQ
Last updated: 2026-04-23