Overview
Millennium Bank Hipoteczny S.A. started operating on 14 June 2021 and is part of Bank Millennium S.A. Capital Group. Its main purpose is to raise long-term funding by issuing covered bonds backed by receivables from mortgage loans transferred from Bank Millennium S.A. The company is based in Warsaw.
Industry
Bank accounts
Registered as a VAT taxpayer on 2021-10-15. Active
13 1160 2202 0000 0004 5803 3503- 17 1160 2202 0000 0004 9881 5335
- 51 1160 2202 0000 0004 6974 4793
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
MSiG notices
| Publication date | Event | |
|---|---|---|
| Mar 27, 2026 | Commercial Companies Code notice | |
| Mar 24, 2025 | Commercial Companies Code notice |
Public aid
No public aid cases recorded in the last 10 years.
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Bank | Active | |
| KNF | Mortgage bank | Active |
Authorized Representatives
Manner of representation
The following are authorised to make declarations of will concerning the bank's proprietary rights and obligations and to sign documents on behalf of the bank: 1) the President of the Management Board acting independently; 2) two members of the management board acting jointly; 3) one member of the management board acting jointly with a commercial proxy; 4) each member of the management board acting independently – with respect to applications for changing the mortgage creditor and applications for disclosure of information concerning the entry of mortgage-secured claims in the register of security for mortgage covered bonds submitted in proceedings before land and mortgage register courts.
Supervisory board
Ownership
| Owner |
|---|
Beneficial owners
| Person | Rights |
|---|---|
Adam Krzysztof Berent (59)  | Management board member |
Agata Chrzanowska (52) | President of the management board |
Artur Wojciech Kulesza (60) | Management board member |
Competitors
| Name | Revenue | Website | |
|---|---|---|---|
| PKO Bank HipotecznyS.A. | $332,400,400.90 | pkobh.pl | |
| Pekao Bank HipotecznyS.A. | $70,094,173.78 | pekaobh.pl | |
| BBI DevelopmentS.A. | $3,757,157.21 | bbidevelopment.pl | |
| KKVP.S.A. | $2,096,211.74 | kkv.com.pl | |
| Alpha Creditsp. z o.o. | $726,427.14 | alphacredit.pl | |
| Credit Omegasp. z o.o. | $452,391.10 | alphacredit.pl | |
| Banking Retail System Leasingsp. z o.o. | $417,106.64 | brsonline.pl | |
| Horyzont Capitalsp. z o.o. | $345,545.36 | horyzontcapital.com | |
| Madison Capitalsp. z o.o. | $133,850.41 | madisoncapital.pl | |
| NEW Alphasp. z o.o. | $56,597.89 | alphacredit.pl |
Change history
| Date | Event |
|---|---|
| 2026-05-28 | Share capital change (163,000,000.00 PLN → 196,000,000.00 PLN) |
| 2025-05-09 | Share capital change (130,000,000.00 PLN → 163,000,000.00 PLN) |
| 2024-04-05 | Share capital change (90,000,000.00 PLN → 130,000,000.00 PLN) |
| 2023-05-26 | Share capital change (57,000,000.00 PLN → 90,000,000.00 PLN) |
| 2023-02-17 | Address change (Ul. Stanisława Żaryna 2b, 02-593, Warszawa → Ul. Stanisława Żaryna 2a, 02-593, Warszawa) |
FAQ
Last updated: 2026-07-27