Overview
Ing Bank Hipoteczny is a financial institution that issues long-term mortgage bonds based on receivables from mortgage-secured loans acquired from ING Bank Śląski S.A. and other banks. The bank has issued mortgage bonds worth 1 billion PLN and 500 million PLN, and it offers assistance to borrowers affected by floods. Additionally, it allows the conversion of mortgage products to a periodically fixed interest rate.
Financials
The financial statement for 2025 has not yet been filed with the Financial Document Repository (past deadline).
Revenue history
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Industry
Bank accounts
Was a VAT taxpayer from 2018-03-08 to 2024-06-30. Removed from VAT register
Reason for removal: Art. 96 ust. 7ba (deregistration of a VAT group member upon VAT group registration)
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
MSiG notices
8 notices recorded in the Court and Commercial Gazette (MSiG).
| Publication date | Event | |
|---|---|---|
| Feb 18, 2026 | Commercial Companies Code notice | |
| Feb 11, 2025 | Commercial Companies Code notice | |
| Feb 12, 2024 | Commercial Companies Code notice | |
| Feb 27, 2023 | Commercial Companies Code notice | |
| Feb 27, 2023 | Commercial Companies Code notice |
Public aid
No public aid cases recorded in the last 10 years.
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Bank | Active | |
| KNF | Mortgage bank | Active |
Authorized Representatives
Manner of representation
The following persons are authorised to represent the bank, including to submit declarations of will on behalf of the bank: 1. two members of the management board acting jointly; 2. one member of the management board acting jointly with a commercial proxy; 3. two commercial proxies acting jointly; the commercial proxy may also include authorisation exclusively to perform acts jointly with a member of the management board; 4. each member of the management board independently, with respect to applications for a change of the mortgage creditor and applications for disclosure of information concerning the entry of claims secured by a mortgage in the register of security for mortgage bonds, submitted in proceedings before land and mortgage register courts.
Supervisory board
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
| 380,000 | $102,647,217.72 | 100% |
Beneficial owners
| Person | Rights |
|---|---|
Marek Byczek (46)  | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). |
Jacek Frejlich (63) | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). |
Katarzyna Majchrzak (51) | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). |
Competitors
| Name | Revenue | Website | |
|---|---|---|---|
| Bank Polska Kasa OpiekiS.A. | $5,537,669,512.81 | pekao.com.pl | |
| Bank Ochrony ŚrodowiskaS.A. | $372,154,193.87 | bosbank.pl | |
| PKO Bank HipotecznyS.A. | $332,400,400.90 | pkobh.pl | |
| Pekao Bank HipotecznyS.A. | $70,094,173.78 | pekaobh.pl | |
| ING Investment Holding (Polska)S.A. | $23,155,668.85 | ing-ihp.pl | |
| Projekt 15S.A. | $826,961.02 | grupaang.pl | |
| Polski Fundusz HipotecznyS.A. | $581,771.69 | pfh.pl | |
| Pro-Banking Kancelaria Prawno-Finansowasp. z o.o. | $321,136.62 | pro-banking.pl | |
| Pro-Banking Sankcjesp. z o.o. | $202,964.37 | pro-banking.pl | |
| Kapitalpartnersp. z o.o. | $24,304.69 | kapitalpartner.pl |
Change history
| Date | Event |
|---|---|
| 2020-01-09 | Share capital change (210,000,000.00 PLN → 380,000,000.00 PLN) |
| 2019-02-06 | Share capital change (120,000,000.00 PLN → 210,000,000.00 PLN) |
| 2018-03-20 | Entered in the register |
FAQ
Last updated: 2026-05-06