Overview
Bank Spółdzielczy W Łukowie is a cooperative bank that offers a range of financial services including savings and checking accounts, loans for various purposes, and insurance products. It serves individual clients, businesses, and farmers, providing debit and credit cards, as well as currency exchange services. The bank also features online banking and various investment options for customers.
Financials
The financial statement for 2025 has not yet been filed with the Financial Document Repository (past deadline).
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2024.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 1993-07-05. Active
69 1930 1695 2014 9204 0001 0001
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
5 public aid cases recorded, with a total value of $68,420.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jan 12, 2026 | De minimis aid (in accordance with Commission Regulation 2023/2831) | —— | Energa-Obrót S.A. | |
| Apr 19, 2021 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | —— | STAROSTA POWIATU ŁUKOWSKIEGO | |
| Mar 9, 2020 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | —— | STAROSTA POWIATU ŁUKOWSKIEGO |
Tenders
2 tenders recorded as contractor, with a total value of $1,738,390.
| Publication date | Subject | Amount | Contracting authority | |
|---|---|---|---|---|
| Dec 4, 2025 | Udzielenie kredytu długoterminowego w kwocie 4 850 000,00 zł z przeznaczeniem na sfinansowanie planowanego deficytu oraz na spłatę wcześniej zaciągniętych kredytów | $550.5K$550,528 | Powiat Łukowski | |
| Oct 18, 2024 | Udzielenie kredytu bankowego długoterminowego w kwocie 9 900 000,00 zł z przeznaczeniem na finansowanie planowanego deficytu budżetu powiatu oraz na spłatę wcześniej zaciągniętych kredytów i pożyczek | $1.2M$1,187,862 | Powiat Łukowski |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Insurance agent of Generali Życie Towarzystwo Ubezpieczeń Spółka Akcyjna | Active | |
| KNF | Cooperative bank | Active | |
 BDO | BDO register entry | Active |
Authorized Representatives
Manner of representation
Declarations of will on behalf of the cooperative bank are made by two members of the management board, or by one member of the management board and an attorney-in-fact, or by two attorneys-in-fact, appointed directly by the management board. A declaration of will on behalf of the cooperative bank when entering into bank account agreements referred to in Article 49(1) of the Banking Law is made by a member of the management board or an attorney-in-fact appointed directly by the management board.
Supervisory board
Beneficial owners
| Person | Rights | |
|---|---|---|
Agnieszka Cegłowska (49)  | Wyższe stanowisko kierownicze w spółdzielni - wiceprezes zarządu | |
Bożena Helena Celńska-Mysław (52) | Wyższe stanowisko kierownicze w spółdzielni - wiceprezes zarządu | |
Zofia Elżbieta Przeździak (69) | Wyższe stanowisko kierownicze w spółdzielni - prezes zarządu | |
Jolanta Rycak (47) | Wyższe stanowisko kierownicze w spółdzielni - wiceprezes zarządu |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Lubusko - Wielkopolski Bank SpółdzielczyCooperative | $14,655,136.90 | lwbsdrezdenko.pl | ||
| Bank Spółdzielczy w ŁomżyCooperative | $14,077,196.76 | bslomza.pl | ||
| Bank Spółdzielczy w Tomaszowie LubelskimCooperative | $12,238,453.12 | bstomaszowl.pl | ||
| Bank Spółdzielczy w LubartowieCooperative | $12,149,406.28 | bslubartow.pl | ||
| Bank Spółdzielczy w WolinieCooperative | $8,798,934.14 | bswolin.pl | ||
| Spółdzielczy Bank Ludowy w ZakrzewieCooperative | $8,639,972.83 | sblzakrzewo.pl | ||
| Bank Spółdzielczy w SławnieCooperative | $7,826,070.90 | bsslawno.pl | ||
| Bank Spółdzielczy w WołczynieCooperative | $7,412,282.21 | bswolczyn.pl | ||
| Bank Spółdzielczy w ŁochowieCooperative | $6,362,965.01 | bslochow.pl | ||
| Bank Spółdzielczy w LubawieCooperative | $5,398,658.18 | bslubawa.pl |
FAQ
Last updated: 2026-08-10