
Overview
Pko Bank Hipoteczny is a specialized bank that operates within the PKO Bank Polski Group, focusing on mortgage bonds. It offers mortgage loans with a reported interest rate of 6.91% and provides educational resources about mortgage bonds for individual investors. The bank's mortgage bonds are listed on the Catalyst market in Warsaw.
Financials
Revenue history (in m)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Industry
Bank accounts
Registered as a VAT taxpayer on 2014-10-06. Active
72 1020 1026 0000 1102 0649 9653
95 1020 1026 0000 1802 0619 3637
05 1020 0016 1207 8700 0000 5999
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
MSiG notices
12 notices recorded in the Court and Commercial Gazette (MSiG).
| Publication date | Event | |
|---|---|---|
| Mar 27, 2026 | Commercial Companies Code notice | |
| Mar 10, 2026 | Bankruptcy notice | |
| Mar 4, 2025 | Commercial Companies Code notice | |
| Mar 13, 2024 | Commercial Companies Code notice | |
| Mar 8, 2023 | Bankruptcy notice |
Public aid
No public aid cases recorded in the last 10 years.
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
| Bank | Active | ||
| Mortgage bank | Active | ||
| BDO register entry | Active |
Authorized Representatives
Manner of representation
1. Two members of the management board jointly. 2. One member of the management board jointly with a commercial proxy. 3. Two commercial proxies jointly. 4. Each member of the management board independently – with respect to applications for changing the mortgage creditor submitted in proceedings before land and mortgage register courts.
Supervisory board
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
| 1,611,300,000 | $435,251,215.56 | 100% |
Beneficial owners
| Person | Rights |
|---|---|
Piotr Damian Kochanek (46) | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). |
Katarzyna Kurkowska-Szczechowicz (53) | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). |
Michał Stępniewski (52) | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). |
Competitors
| Name | Revenue | Website | |
|---|---|---|---|
| Bank Ochrony ŚrodowiskaS.A. | $372,154,193.87 | bosbank.pl | |
| Profi Credit PolskaS.A. | $74,991,490.45 | proficredit.pl | |
| Pekao Bank HipotecznyS.A. | $70,094,173.78 | pekaobh.pl |
Change history
| Date | Event |
|---|---|
| 2025-07-08 | Address change (Ul. Puławska 15, 02-515, Warszawa → Ul. Świętokrzyska 36, 00-116, Warszawa) |
| 2020-09-24 | Address change (Ul. Jerzego Waszyngtona 17, 81-342, Gdynia → Ul. Puławska 15, 02-515, Warszawa) |
| 2019-08-20 | Share capital change (1,526,500,000.00 PLN → 1,611,300,000.00 PLN) |
| 2019-05-16 | Share capital change (1,395,000,000.00 PLN → 1,526,500,000.00 PLN) |
| 2019-02-21 | Share capital change (1,295,000,000.00 PLN → 1,395,000,000.00 PLN) |
FAQ
Last updated: 2026-06-22