What is the main business of Spółdzielnia Ludowy Bank Spółdzielczy w Zduńskiej Woli?

The main business activity of the cooperative focuses on other monetary intermediation.

When was the cooperative founded?

The cooperative was registered in the Polish National Court Register (KRS) on October 4, 2002.

Where is the headquarters located?

The headquarters is located at: Dąbrowskiego 31, 98-220 Zduńska Wola.

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2025 to December 31, 2025.

How much revenue was generated?

In 2025, the cooperative generated total revenue of $5,382,021, representing an increase of 6.6% compared to 2024.

Yes, the cooperative recorded a net profit of $1,485,372 in 2025, meaning the cooperative decreased its profit by 13.8%.

Ludowy Bank Spółdzielczy w Zduńskiej WoliCooperative

Other monetary intermediation

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2002-10-04

Registered address

Dąbrowskiego 31, 98-220 Zduńska Wola, Poland

Electronic delivery address

AE:PL-65291-95150-SITGV-15

Financials

Revenue history (in k)

Filing timeliness

Financial statements were filed on time, on average 70 days early. All were audited by a statutory auditor.

202508/05/2026
202429/05/2025
202315/05/2024
202229/05/2023
202125/05/2022
202025/05/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs industry

Revenue

This companyUSD 5.38mMedianUSD 283.18kAverageUSD 34.90m

Net profit

This companyUSD 1.49mMedianUSD 14.88kAverageUSD 6.70m

Operating costs

This companyUSD 692.55kMedianUSD 156.41kAverageUSD 19.31m

Assets

This companyUSD 87.67mMedianUSD 535.44kAverageUSD 471.18m

Industry

Other monetary intermediation (64.19.Z)Primary

Public procurement

2 tenders recorded as contractor, with a total value of $135,627.

Publication date	Subject	Amount	Contracting authority
Dec 10, 2025	Granting and servicing of a long-term loan	$94,174$94,174	Gmina Sędziejowice
Oct 29, 2021	Granting and servicing a long-term loan of PLN 3 500 000,00	$41,453$41,453	Gmina Sędziejowice

Authorized Representatives

Agnieszka Sylwia Frank – President of the Management Board

Jolanta Joanna Pokorska – Management Board Member

Łukasz Michał Smyk – Vice President of the Management Board

Manner of representation

Two members of the management board, or one member of the management board together with a person authorised thereto by the management board, or two attorneys-in-fact appointed directly by the management board.

Supervisory board

Anna Maria Kaczmarek – Supervisory Board Member

Bartosz Pokora – Supervisory Board Member

Krystyna Sudoł Chudzik – Supervisory Board Member

Daniel Jerzy Grzegorczyk – Supervisory Board Member

Dariusz Polak – Supervisory Board Member

Beneficial owners

Person	Rights

Bank accounts

Registered as a VAT taxpayer on 1993-07-05.

SGB-Bank S.A. (Spółdzielcza Grupa Bankowa)
60 1610 1159 0000 5744 2000 0005

Debt

No entries in the National Debtors Register (KRZ).

Public aid

10 public aid cases recorded, with a total value of $65,246.

Grant date	Purpose	Gross amount	Granting body
Nov 10, 2020	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$134$134	Prezydent Miasta Zduńska Wola
Oct 14, 2020	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$134$134	Prezydent Miasta Zduńska Wola
Sep 7, 2020	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$134$134	Prezydent Miasta Zduńska Wola

Regulatory authorisations

Authority	Type	Status
KNF	Insurance agent of Generali Życie Towarzystwo Ubezpieczeń Spółka Akcyjna	Active
KNF	Insurance agent of Generali Towarzystwo Ubezpieczeń Spółka Akcyjna	Active
KNF	Insurance agent of SALTUS Towarzystwo Ubezpieczeń Wzajemnych	Active

Competitors

Name	Revenue	Website
Bank Spółdzielczy Ziemi Łowickiej w ŁowiczuCooperative	$20,188,280.79	bszl.com.pl
Naturobank Bank SpółdzielczyCooperative	$11,669,298.92	naturobank.pl
Łódzki Bank SpółdzielczyCooperative	$11,270,223.63	lodzkibs.pl
Bank Spółdzielczy w ZgierzuCooperative	$9,180,361.60	bszgierz.pl
Auret Bank SpółdzielczyCooperative	$5,814,338.20	auretbank.pl
Bank Spółdzielczy w LubawieCooperative	$5,398,658.18	bslubawa.pl
Bank Spółdzielczy w Nowej SoliCooperative	$5,364,460.45	bsnowasol.pl
Bank Spółdzielczy w PrzedborzuCooperative	$5,136,890.21	bsprzedborz.pl
Bank Spółdzielczy Wspólna Praca w KutnieCooperative	$3,887,213.01	bskutno.pl
Bank Spółdzielczy w RuścuCooperative	$3,426,207.62	bsrusiec.pl