Non-life insurance (PKD 65.12.Z)
This subclass covers activities in the field of:
- non-life insurance:
- accident insurance,
- medical and health insurance,
- travel insurance,
- property insurance against damage caused by fire and other natural forces,
- insurance against other damage to property,
- insurance of motor vehicles, railway rolling stock, ships, aircraft and other means of transport,
- insurance of transported goods,
- financial loss insurance and liability insurance,
- credit insurance,
- legal expenses insurance,
- income protection insurance,
- insurance against occupational accidents.
This subclass excludes:
- activities in the field of compulsory social security, classified in 84.30.Z.
Industry statistics (2025)
Number of companies
Companies
11,619
Companies (primary PKD)
1,081
Companies with financials
48
Business turnover
Legal structure
Legal formShare of companiesNumber of companies
- JDG85.9%929
- Sp. z o.o.6.9%75
- Other4.0%43
- S.A.2.6%28
- Sp. k.0.3%3
- Sp. j.0.2%2
- Association0.1%1
Financial results
The calculation excludes new companies that pull financial results down. Only firms with a filing in the previous year are included, so market trends are easier to read.
Median revenue
Ranking
Median revenue compared with other PKD codes.
Top companies by revenue
| # | Company | Legal form | Revenue | Net profit |
|---|---|---|---|---|
| 1 | S.A. | USD 4.03bn | USD 1.27bn | |
| 2 | S.A. | USD 500.62m | USD 23.60m | |
| 3 | sp. z o.o. | USD 783.47k | USD 23.09k | |
| 4 | sp. z o.o. | USD 429.29k | USD -5.21k | |
| 5 | sp. z o.o. | USD 261.60k | USD 44.13k | |
| 6 | sp. z o.o. | USD 243.27k | USD 62.05k | |
| 7 | sp. z o.o. | USD 195.65k | USD 27.96k | |
| 8 | sp. z o.o. | USD 187.79k | USD -6.09k | |
| 9 | sp. z o.o. | USD 161.60k | USD 81.80k | |
| 10 | sp. z o.o. | USD 150.01k | USD -1.84k |
Fastest-growing companies
| # | Company | Legal form | Revenue | Y/Y growth |
|---|---|---|---|---|
| 1 | sp. z o.o. | USD 187.79k | +83.2% y/y | |
| 2 | sp. z o.o. | USD 783.47k | +36.6% y/y | |
| 3 | sp. z o.o. | USD 138.48k | +20.7% y/y | |
| 4 | sp. z o.o. | USD 195.65k | +14.3% y/y | |
| 5 | sp. z o.o. | USD 161.60k | +13.1% y/y | |
| 6 | sp. z o.o. | USD 243.27k | +12.3% y/y | |
| 7 | S.A. | USD 500.62m | +11.7% y/y | |
| 8 | S.A. | USD 16.68bn | +3.2% y/y | |
| 9 | sp. z o.o. | USD 429.29k | -0.4% y/y | |
| 10 | sp. z o.o. | USD 261.60k | -3.5% y/y |
Stock market
1 company from this industry is listed.
| Company | Ticker | Market | Price | Change | Market cap |
|---|---|---|---|---|---|
| PZU | GPW Main Market | PLN 69.82 | -0.46% | USD 15.07bn |
Related PKD codes in division 65
FAQ
The primary industry for 1,081 companies is non-life insurance. 48 entities have filed financial statements.
So far in 2026, 55 new companies with PKD 65.12.Z have been registered. In all of 2025, there were 89 such companies.
So far in 2026, 21 companies with PKD 65.12.Z have been deregistered. In all of 2025, there were 7 such companies.
In 2025, the median revenue for PKD 65.12.Z was USD 70.75k and the mean revenue was USD 175.26m, based on 26 financial statements. Averages and medians include only companies that file financial statements, excluding sole proprietorships.
Yes, in 2025, the median net profit was USD 2.72k, down from 2024 (USD 8.93k). Among all 674 industries in Poland, PKD 65.12.Z ranks 360th, placing it among the weakest 47%.
The most common legal form for PKD 65.12.Z is a sole proprietorship, used by 929 companies in this industry (85.9% of the total). In second place is sp. z o.o. (75 companies, 6.9%), and in third place – other legal forms (43 companies, 4.0%).



