Insurance, reinsurance and pension funding, except compulsory social security (PKD division 65)
This division includes:
- provision of retirement, annuity and insurance income, for example through direct life and endowment insurance, unit-linked life insurance and other types of insurance, and the investment of contributions in order to create a portfolio of financial assets for use through the accumulation and investment of funds for future claims or benefits,
- activities in the field of direct insurance, pension funds and reinsurance.
This division excludes:
- activities related to insurance provided on behalf of others, classified in the corresponding subclasses of division 66.
Industry statistics (2025)
Number of companies
Companies
11,907
Companies (primary PKD)
1,176
Companies with financials
120
Business turnover
Legal structure
Legal formShare of companiesNumber of companies
- Sp. z o.o.43.4%1,451
- JDG28.6%955
- Cooperative9.0%301
- S.A.8.1%270
- Sp. j.5.0%166
- Other3.5%118
- Sp. k.1.6%52
- Association0.4%12
- Foundation0.2%7
- Sp. p.0.1%3
Financial results
The calculation excludes new companies that pull financial results down. Only firms with a filing in the previous year are included, so market trends are easier to read.
Median revenue
Ranking
Median revenue compared with other PKD codes.
Top companies by revenue
| # | Company | Legal form | Revenue | Net profit |
|---|---|---|---|---|
| 1 | S.A. | USD 16.68bn | USD 1.67bn | |
| 2 | S.A. | USD 34.08m | USD 10.40m | |
| 3 | S.A. | USD 24.25m | USD 13.92m | |
| 4 | sp. z o.o. | USD 6.55m | USD 108.05k | |
| 5 | sp. z o.o. | USD 3.84m | USD 46.44k | |
| 6 | S.A. | USD 799.77k | USD 0.00 | |
| 7 | sp. z o.o. | USD 783.47k | USD 23.09k | |
| 8 | S.A. | USD 672.91k | USD 5.11k | |
| 9 | sp. z o.o. | USD 452.50k | USD 3.22k | |
| 10 | sp. z o.o. | USD 429.29k | USD -5.21k |
Fastest-growing companies
| # | Company | Legal form | Revenue | Y/Y growth |
|---|---|---|---|---|
| 1 | S.A. | USD 16.68bn | +275.7% y/y | |
| 2 | sp. z o.o. | USD 187.79k | +83.2% y/y | |
| 3 | sp. z o.o. | USD 175.44k | +57.0% y/y | |
| 4 | sp. z o.o. | USD 783.47k | +36.6% y/y | |
| 5 | S.A. | USD 672.91k | +26.4% y/y | |
| 6 | sp. z o.o. | USD 195.63k | +25.6% y/y | |
| 7 | sp. z o.o. | USD 138.48k | +20.7% y/y | |
| 8 | sp. z o.o. | USD 452.50k | +16.5% y/y | |
| 9 | sp. z o.o. | USD 195.65k | +14.3% y/y | |
| 10 | S.A. | USD 799.77k | +13.4% y/y |
Stock market
1 company from this industry is listed.
| Company | Ticker | Market | Price | Change | Market cap |
|---|---|---|---|---|---|
| PZU | GPW Main Market | PLN 69.82 | -0.46% | USD 15.07bn |
PKD codes in division 65
FAQ
The primary industry for 1,176 companies is insurance, reinsurance and pension funding, except compulsory social security. 120 entities have filed financial statements.
So far in 2026, 55 new companies with PKD 65 have been registered. In all of 2025, there were 89 such companies.
So far in 2026, 22 companies with PKD 65 have been deregistered. In all of 2025, there were 8 such companies.
In 2025, the median revenue for PKD 65 was USD 60.91k and the mean revenue was USD 76.41m, based on 54 financial statements. Averages and medians include only companies that file financial statements, excluding sole proprietorships.
Yes, in 2025, the median net profit was USD 3.23k, an improvement on 2024 (USD 2.40k). Among all 674 PKD divisions in Poland, it ranks 525th, placing it among the weakest 22%.
The most common legal form for PKD 65 is sp. z o.o., used by 1,451 companies in this industry (43.4% of the total). In second place is a sole proprietorship (955 companies, 28.6%), and in third place – a cooperative (301 companies, 9.0%).



